Holmes County property record for 3604 State Rte 557, Baltic, OH 43804
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,116 sqft · built 2005 |
| Lot Size | 2.53 acres (110,381 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,410 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00276-002 |
| Primary APN | 02-00276-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,116 sqft Living Area |
| 1st Floor Area | 1,732 sqft |
| Basement Area | 1,732 sqft |
| Unfinished Basement | 1,732 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 110,381 sqft (2.53 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 384 sqft |
| Patio Area | 384 sqft |
| Lean-To | 192 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Account Number | 012751-8 |
|---|---|
| Street Address | 3604 STATE ROUTE 557 |
| City | BALTIC |
| State | OH |
| Zip | 43804-9013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R5 T8 S8 PT SW 2.534A C-14 |
| Legal Range | 05W |
| Legal Township | 08N |
| Legal Section | 08 |
| Jurisdiction | HOLMES OH |
| Township / Civil Division | CLARK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 976801 |
3604 State Rte 557 is owned and occupied by two individuals.
Source: Holmes County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3604 STATE ROUTE 557, BALTIC, OH 43804-9013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLMES OH |
| Property Address | 3604 STATE ROUTE 557, BALTIC, OH 43804-9013 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000281/731 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 281/731 |
| Instrument | 202200001634 |
| Name | FIRST FEDERAL COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | DOVER, OH 44622 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5% |
| Index | Other |
| Max Rate | 8.5% |
The 2025 property tax bill for 3604 State Rte 557 was $4,410, up 9.5% from the year before.
Source: Holmes County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Holmes County |
| County Subdivision | Clark Township |
| Unified School District | East Holmes Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,410.00 (+9.48%) | $132,980 (+21.3%) Land $31,650 Building $101,330 | $379,940 Land $90,440 Building $289,500 |
| 2024 | $4,028.00 (-0.1%) | $109,630 (-) Land $26,470 Building $83,160 | |
| 2023 | $4,032.00 (+12.12%) | $109,630 (+2.11%) Land $26,470 Building $83,160 | |
| 2022 | $3,596.00 | $107,360 Land $26,470 Building $80,890 | $313,240 Land $75,640 Building $237,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3604 State Rte 557 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | Jun 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3604 State Rte 557 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Smart Way Communications Fixed Wireless | 250 / 50 |
| Frontier DSL | 90 / 5 |
| Verizon Fixed Wireless | 25 / 6 |
| Watch TV Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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