3604 Secrest Lndg, Monroe, NC 28110 Property Records

Union County property record for 3604 Secrest Lndg, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$327,500 (Aug 2023)
Tax Bill	$3,203 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-027-698`

Property Details

APN / Parcel Number

Primary APN	`07-027-698`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,830 sqft Living Area
1st Floor Area	686 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3604 SECREST LNDG
City	MONROE
State	NC
Zip	28110-7180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#161 SECREST LANDING MAP 1 OPCQ771-773
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3006
Census Tract	20321

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3604 SECREST LNDG, MONROE, NC 28110-7180
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Deed Document Number	202320171
Deed Book / Page	8766 / 116
Record Updated	Oct 29, 2026

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 18, 2023
Property Address	3604 SECREST LNDG, MONROE, NC 28110-7180
Document Number	0008766116
Book / Page	8766 / 116
Map Reference	CAB Q FILE 771-773
Instrument Date	Aug 18, 2023
Instrument	20171
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5350 77 CENTER DR # DR100, DR100, CHARLOTTE, NC 28217-2781

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3604 SECREST LNDG, MONROE, NC 28110-7180

Mortgage

Document Number	0000020172
Date	Aug 18, 2023
Instrument	20172

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,500 (-) Land $66,100 Building $300,400	$366,500 (-) Land $66,100 Building $300,400
2025	$3,203.00	$366,500 Land $66,100 Building $300,400	$366,500 Land $66,100 Building $300,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

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