3604 S Lloyd Rd, Spokane, WA 99223 Property Records

Spokane County property record for 3604 S Lloyd Rd, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,124 sqft · built 1990
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Jul 2001)
Tax Bill	$4,787 (2026)
Deeds & Mortgages	Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`35352.0502`

Property Details

APN / Parcel Number

Primary APN	`35352.0502`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,124 sqft Living Area
Gross Area	3,318 sqft
1st Floor Area	1,458 sqft
Basement Area	678 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3604 S LLOYD RD
City	SPOKANE
State	WA
Zip	99223-1164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	GLENROSE PARK ADD LT 2 BLK 2
Legal Range	43E
Legal Township	25N
Legal Section	35
Legal Subdivision	GLENROSE PARK ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1026
Census Tract	13401

Owner

3604 S Lloyd Rd is owned and occupied by an individual who bought it in July 2001.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3604 S LLOYD RD, SPOKANE, WA 99223-1164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2001 · Amount on File
Deed Sale	Jul 18, 2001 · Amount on File
Prior Sale	Apr 18, 1997 · Amount on File
Deed Document Number	20014609856
Record Updated	Oct 29, 2026

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	3604 S LLOYD RD, SPOKANE, WA 99223-1164
Document Number	0006587330
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 S LLOYD RD SPOKANE WA 992231164, SPOKANE, WA 99223-1164

Mortgage

Document Number	0006587330
Date	Mar 22, 2017
Instrument	6587330

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Mar 21, 2057

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

The 2026 property tax bill for 3604 S Lloyd Rd was $4,787, up 1.8% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,787.00 (+1.81%)	$490,700 Land $130,000 Building $360,700	$490,700 Land $130,000 Building $360,700
2025	$4,702.00
2024		$474,700 (+27.47%) Land $100,000 Building $374,700	$474,700 (+27.47%) Land $100,000 Building $374,700
2023	$4,640.00 (+6.57%)	$372,400 Land $70,000 Building $302,400	$372,400 Land $70,000 Building $302,400
2022	$4,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3604 S Lloyd Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3604 S Lloyd Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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