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3604 S Echo Trl, Plano, TX 75023 Property Records

Collin County property record for 3604 S Echo Trl, Plano, TX 75023 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,481 sqft · built 1982
Owner2 Individual Names on File
Tax Bill$3,165 (2024)
Deeds & MortgagesMar 2022 Second Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR-0242-005-0290-1

Property Details

APN / Parcel Number

Primary APNR-0242-005-0290-1
Alternative APN
  • 121460

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,481 sqft Living Area
Gross Area2,987 sqft
1st Floor Area2,481 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2000
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number121460
Street Address3604 S ECHO TRL
CityPLANO
StateTX
Zip75023-6107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKIMBERLEA ADDITION (CPL), BLK E, LOT 29
Legal SubdivisionKIMBERLEA ADDITION (CPL)
Legal BlockE
Legal Lot Number29
JurisdictionCOLLIN TX
Township / Civil DivisionPLANO
Census Block Group1
Census Block1012
Census Tract31681

Owner

Source: Collin County records · APN R-0242-005-0290-1

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3604 S ECHO TRL, PLANO, TX 75023-6107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Feb 07, 2020Deed of Trust, Mortgage
MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 1985
Deed SaleAug 01, 1985
Deed Document Number19850816000504160
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address3604 S ECHO TRL, PLANO, TX 75023-6107
Transaction TypeMortgage
Record UpdatedMar 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000437900
DateMar 18, 2022
Instrument20220318000437900
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMar 18, 2042

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address3604 S ECHO TRL, PLANO, TX 75023-6107
Document Number0000218380
Instrument DateFeb 07, 2020
Transaction TypeMortgage
Record UpdatedMar 13, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3604 S ECHO TRL PLANO TX 750236107, PLANO, TX 75023-6107

Mortgage

Document Number0000218380
DateFeb 17, 2020
Instrument218380
Lender
NameMUTUAL/OMAHA MTG LLC
AddressLOMBARD, IL 60148
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 16, 2035

Tax Assessment & Valuation

Source: Collin County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityPlano City
Unified School DistrictPlano Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$507,013 (-0.39%) Land $120,000 Building $387,013$507,013 (-0.39%) Land $120,000 Building $387,013
2024$3,165.00 (-35.04%)
2023$508,997 Land $112,000 Building $396,997$508,997 Land $112,000 Building $396,997
2022$4,872.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collin County (48085C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480850316811, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 531 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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