3604 S Banyan Ave, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 3604 S Banyan Ave, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,210 sqft · built 2005
Lot Size	0.237 acres (10,337 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,068 (2025)
Deeds & Mortgages	May 2011 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-36-153-018-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-36-153-018-000`
Alternative APN	`76430`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,210 sqft Finished Area
1st Floor Area	1,210 sqft
Basement Area	1,172 sqft
Finished Basement	938 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,337 sqft (0.237 acres)
Lot Dimensions	136 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	928 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	76430
Street Address	3604 S BANYAN AVE
City	SIOUX FALLS
State	SD
Zip	57110-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLOCK 11 PRAIRIE GARDENS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PRAIRIE GARDENS ADDN
Legal Block	11
Legal Lot Number	18
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2011
Census Tract	1806

Owner

3604 S Banyan Ave is owner-occupied and held in a trust since January 2021.

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3604 S BANYAN AVE, SIOUX FALLS, SD 57110-4504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
May 25, 2011	Deed of Trust, Mortgage HOME FEDERAL BANK
Jan 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 25, 2021
Transfer Doc	602DEED/589
Record Updated	Oct 29, 2026

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3604 S BANYAN AVE, SIOUX FALLS, SD 57110-4504
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001679/980
Date	May 25, 2011
Book Page	1679/980

Lender

Name	HOME FEDERAL BANK
Address	225 S MAIN AVE, SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2041

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 28, 2021
Property Address	3604 S BANYAN AVE, SIOUX FALLS, SD 57110-4504
Document Number	602DEED/589
Book / Page	602 DEED / 589
Instrument Date	Jan 25, 2021
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2600 S VILLANOVA AVE, SIOUX FALLS, SD 57106-4422

Mortgage

Document Number	1911MTG164
Date	Jan 28, 2021
Instrument	1911 MTG/164

Lender

Name	BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3604 S Banyan Ave was $4,068.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,107 (-1.1%) Land $49,450 Building $246,657	$296,107 Land $49,450 Building $246,657
2025	$4,068.00	$299,400 (-1.45%) Land $50,000 Building $249,400
2024	$4,068.00	$303,800 Land $50,000 Building $253,800
2022	$4,091.00	$272,500 Land $48,800 Building $223,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3604 S Banyan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3604 S Banyan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	LINCOLN COUNTY RURAL WATER SYSTEM
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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