3604 Prospect Ave E, Cleveland, OH 44115 Property Records

Cuyahoga County property record for 3604 Prospect Ave E, Cleveland, OH 44115

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 1,565 sqft · built 2005
Lot Size0.018 acres (801 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Apr 2019)
Tax Bill$4,721 (2025)
Deeds & MortgagesJun 2021 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN103-16-086

Property Details

APN / Parcel Number

Primary APN103-16-086

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,565 sqft Living Area
1st Floor Area95 sqft
2nd Floor Area735 sqft
Upper Floors Area735 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2012
Architectural StyleTownhouse
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area801 sqft (0.018 acres)
Lot Dimensions41.3 ft deep x 25 ft wide
Garage TypeBuilt-in
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area10 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address3604 PROSPECT AVE E
CityCLEVELAND
StateOH
Zip44115-2704
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeSI
Legal DescriptionS/L 2 VOL 328 PAGE 20 F 25.00 D 41.26 AC .0203 OL 65/66 2004 S/R RESUBD FOR MONTANA TOWNHOUSES DEVELOPMENT MB103 PG16 MB328
Legal SubdivisionMONTANA TWNHSE DEV
Legal Lot Number2
JurisdictionCUYAHOGA OH
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1010
Census Tract108701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Historic District
listed 2021 · 114 contributing resources · NRIS 100006160

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3604 Prospect Ave E, a townhouse, is owned and occupied by an individual who bought it in April 2019.

Source: Cuyahoga County records, as of March 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 190, INDIANA, PA 15701-0190
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
S & T BANK
Apr 30, 2019Warranty Deed, Transfer · Conventional with PMI
S&T BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2019 · Amount on File
Deed SaleApr 30, 2019 · Amount on File
Prior SaleJun 7, 2016 · Amount on File
Deed Document Number0004300547
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address3604 PROSPECT AVE E, CLEVELAND, OH 44115-2704
Transaction TypeMortgage
Record UpdatedAug 11, 2021
Title CompanyKINGDOM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000634
DateJun 23, 2021
Instrument202106230634
Lender
NameS & T BANK
TypeBank
AddressINDIANA, PA 15701
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2036

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateApr 30, 2019
Property Address3604 PROSPECT AVE E, CLEVELAND, OH 44115-2704
Document Number0004300547
Instrument DateFeb 7, 2019
Instrument4300547
Transaction TypeTransfer
Record UpdatedMay 22, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 N CLEVELAND MASSILLON RD AKRON OH 443332426, AKRON, OH 44333-2426

Mortgage

Document Number4300548
DateApr 30, 2019
Instrument4300548
Lender
NameS&T BK
TypeBank
AddressINDIANA, PA 15701
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3604 Prospect Ave E was $4,721 with a homeowner's exemption, up % from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityCleveland City
Unified School DistrictCleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,721.00 (+0.04%) Homeowner's exemption$72,000 (-) Land $3,330 Building $68,670
2024$4,719.00 (+2.45%) Homeowner's exemption$72,000 (+18.56%) Land $3,330 Building $68,670$205,700 Land $9,500 Building $196,200
2023$4,606.00 (+0.59%) Homeowner's exemption$60,730 (-) Land $4,060 Building $56,670
2022$4,579.00 Homeowner's exemption$60,730 Land $4,060 Building $56,670
2021$173,500 Land $11,600 Building $161,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3604 Prospect Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3604 Prospect Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
PCs for People
Fixed Wireless
100 / 100
DigitalC
Fixed Wireless · DSL in parts of the area
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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