3604 Preserve Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 3604 Preserve Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,512 sqft · built 2016
Lot Size	0.378 acres (16,466 sqft)
Owner	Individual Name on File
Last Sale	$1,915,000 (Feb 2021)
Tax Bill	$20,307 (2024)
Deeds & Mortgages	Feb 2021 Sale & Line of Credit Mar 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`23-2S-21-42800-000-3604`

Property Details

APN / Parcel Number

Primary APN	`23-2S-21-42800-000-3604`
Alternative APN	`1042438`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,512 sqft Living Area
Gross Area	6,447 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	16,466 sqft (0.378 acres)
Lot Dimensions	15 ft deep x 11 ft wide
Garage Type	Finished
Garage Area	788 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,147 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1042438
Street Address	3604 PRESERVE LN
City	MIRAMAR BEACH
State	FL
Zip	32550-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3604 THE PRESERVE AT BURNT PINE PB 14-67 OR 2337-405 OR 2645-1514 OR 2668-2542 OR 2803-2077 OR 2933-2618 OR 3035-4722 OR
Legal Range	21W
Legal Township	02S
Legal Section	23
Legal Subdivision	PRESERVE AT BURNT PINE
Legal Lot Number	3604
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

3604 Preserve Ln is owned and occupied by an individual who bought it in February 2021.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3604 PRESERVE LN, MIRAMAR BEACH, FL 32550-1855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Warranty Deed, Transfer · Line of Credit GLORIA C MACKENZIE LIVING TRUST
Mar 16, 2017	Warranty Deed, Transfer BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Prior Sale	Mar 16, 2017 · Amount on File
Deed Document Number	20210004568
Deed Book / Page	3180 / 4829
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 1, 2021
Property Address	3604 PRESERVE LN, MIRAMAR BEACH, FL 32550-1855
Document Number	0031804829
Book / Page	3180 / 4829
Map Reference	MB 14 PG 67
Instrument Date	Jan 29, 2021
Instrument	20210004568
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 ROSEDOWNE BND, 105, MADISON, MS 39110-4710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 PRESERVE LN, MIRAMAR BEACH, FL 32550-1855

Mortgage

Document Number	31804831
Date	Feb 1, 2021
Instrument	3180/4831

Lender

Name	GLORIA C MACKENZIE LIVING TRUST
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 16, 2017
Property Address	3604 PRESERVE LN, MIRAMAR BEACH, FL 32550-1855
Document Number	0030354722
Book / Page	003035 / 004722
Instrument Date	Mar 15, 2017
Instrument	8140
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Transaction

Amount	Amount on Record
Tax	$9,303.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 OAKHURST TRL RIDGELAND MS 391578608, RIDGELAND, MS 39157-8608

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,533,657 Land $500,000 Building $2,033,657	$2,533,657 Land $500,000 Building $2,033,657
2024	$20,307.00 (+3.6%)
2023	$19,602.00 (+1.04%) Homeowner's exemption	$2,306,690 (+8.21%) Land $455,059 Building $1,851,631	$2,306,690 (+8.21%) Land $455,059 Building $1,851,631
2022	$19,401.00 Homeowner's exemption	$2,131,710 Land $505,116 Building $1,626,594	$2,131,710 Land $505,116 Building $1,626,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3604 Preserve Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3604 Preserve Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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