Kern County property record for 3604 Panorama Dr, Bakersfield, CA 93306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,830 sqft · built 1974 |
| Lot Size | 0.25 acres (10,902 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Mar 2021) |
| Tax Bill | $4,853 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 382-330-14-00-2 |
| Primary APN | 382-330-14-00-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,830 sqft Living Area |
| Gross Area | 3,568 sqft |
| 1st Floor Area | 2,830 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 10,902 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Patio Area | 23 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 382330140 |
|---|---|
| Street Address | 3604 PANORAMA DR |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93306-1151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 3250 , BLOCK , LOT 6 |
| Legal Subdivision | TRACT NO 3250 |
| Legal Tract | 3250 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BAKERSFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 914 |
3604 Panorama Dr is owned and occupied by two individuals who bought it in March 2021.
Source: Kern County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3604 PANORAMA DR, BAKERSFIELD, CA 93306-1151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit VALLEYSTONE CREDIT UNION |
| Mar 19, 2021 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2021 · Amount on File |
| Deed Sale | Mar 19, 2021 · Amount on File |
| Prior Sale | Apr 30, 1999 · Amount on File |
| Deed Document Number | 202151585 |
| Prior Transfer Date | Nov 17, 2011 |
| Prior Transfer Doc | 0000153725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jun 10, 2026 |
| Property Address | 3604 PANORAMA DR, BAKERSFIELD, CA 93306-1151 |
| Document Number | 0000066694 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202666694 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3604 PANORAMA DR, BAKERSFIELD, CA 93306-1151 |
| Document Number | 0000066694, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202666694 |
| Name | VALLEYSTONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Mar 19, 2021 |
| Property Address | 3604 PANORAMA DR, BAKERSFIELD, CA 93306-1151 |
| Document Number | 0000051585 |
| Map Reference | MB 18 PG 182 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 221051585 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3604 PANORAMA DR, BAKERSFIELD, CA 93306-1151 |
| Document Number | 0000051586 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 221051586 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
The 2025 property tax bill for 3604 Panorama Dr was $4,853 with a homeowner's exemption.
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Elementary School District | Bakersfield City School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $364,343 (+2%) Land $104,886 Building $259,457 | |
| 2025 | $4,853.00 Homeowner's exemption | $357,200 Land $102,830 Building $254,370 |
| 2023 | $4,698.00 (+2.02%) Homeowner's exemption | $343,332 Land $98,838 Building $244,494 |
| 2022 | $4,605.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3604 Panorama Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3604 Panorama Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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