3604 Minnesota Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 3604 Minnesota Ave, Duluth, MN 55802

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 1,127 sqft · built 1901
Lot Size0.113 acres (4,921 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Nov 2013)
Tax Bill$4,632 (2026)
Deeds & MortgagesJul 2020 Sale
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN010-3100-01780

Property Details

APN / Parcel Number

Primary APN010-3100-01780
Alternative APN
  • 960127

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,127 sqft Gross Area
1st Floor Area812 sqft
Basement Area406 sqft
Finished Basement406 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1945
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area4,921 sqft (0.113 acres)

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area24 sqft
Deck Area100 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number960127
Street Address3604 MINNESOTA AVE
CityDULUTH
StateMN
Zip55802-2541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSWLY 23 FT OF LOT 343 INCL LOT 344 LOWERDULUTH MINN AVE. SERIAL #
Legal SubdivisionMINNESOTA AVENUE LOWER DULUTH
Legal Lot Number343-344
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1004
Census Tract2200

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3604 MINNESOTA AVE, DULUTH, MN 55802-2541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2013 · Amount on Record
Deed SaleNov 8, 2013 · Amount on Record
Prior SaleNov 8, 2013 · Amount on Record
Deed Document Number20131227263
Prior Transfer DateJan 9, 2012
Prior Transfer Doc0000917233
Record UpdatedOct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateJul 27, 2020
Property Address3604 MINNESOTA AVE, DULUTH, MN 55802-2541
Document Number00A1386086
Instrument DateJun 8, 2020
InstrumentA1386086
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3604 MINNESOTA AVE DULUTH MN 558022541, DULUTH, MN 55802-2541

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3604 MINNESOTA AVE, DULUTH, MN 55802-2541
Document Number0001002281
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedSep 17, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3604 MINNESOTA AVE #55842 DULUTH MN 558022541, 55842, DULUTH, MN 55802-2541

Mortgage

Document Number0001002281
DateSep 5, 2018
Instrument1002281
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 4, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,632.00 (+12.05%) Homeowner's exemption
2025$4,134.00 (-10.56%) Homeowner's exemption$359,400 (+13.34%) Land $99,800 Building $259,600$359,400 (+13.34%) Land $99,800 Building $259,600
2024$4,622.00$317,100 (+12.05%) Land $97,500 Building $219,600$317,100 (+12.05%) Land $97,500 Building $219,600
2022$283,000 Land $47,200 Building $235,800$283,000 Land $47,200 Building $235,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims5 (1986–2019)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2019 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Airfiber
Fixed Wireless
100 / 20

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