3604 Malawi Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3604 Malawi Trl, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	9,147 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$419,990 (2026)
Tax Bill	$2,352.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`32-26-31-3664-0001-3050`
Alternative APN	`263132366400013050`

Exterior

Lot Area	9,147 sqft (0.21 acres)

Location & Zoning

Street Address	3604 MALAWI TRL
City	SAINT CLOUD
State	FL
Zip	34772-6430
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	BUENA LAGO PH 5 PB 36 PGS 1-7 LOT 305
Legal Subdivision	BUENA LAGO PHASE 5
Legal Lot Number	305
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1039
Census Tract	43301

Owner

Source: Osceola County records · APN 32-26-31-3664-0001-3050

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3604 MALAWI TRL, SAINT CLOUD, FL 34772-6430
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Jun 20, 2025 · Amount on Record
Deed Doc Number	202697466
Deed Book / Page	7009 / 2015
Record Refreshed	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 27, 2026
Property Address	3604 MALAWI TRL, SAINT CLOUD, FL 34772-6430
Document Number	0000097466
Book / Page	7009 / 2015
Instrument Date	Jul 23, 2026
Instrument	202697466
Transaction Type	Transfer
Record Updated	Aug 05, 2026
Title Company	TITLE OF FLORIDA, DHI TITLE OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$296,932.93
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 MALAWI TRL, SAINT CLOUD, FL 34772-6430

Mortgage

Document Number	0000097467,
Date	Jul 27, 2026
Instrument	202697467

Lender

Name	DHI MORTGAGE COMPANY

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.52%
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,352.00	$50,400 Land $50,400	$50,400 Land $50,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.