Bell County property record for 3604 Lorne Dr, Killeen, TX 76542
| Property Type | Single Family Home |
|---|---|
| Details | 2,691 sqft · built 2013 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,597 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0981003126 |
| Primary APN | 0981003126 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,691 sqft Living Area |
| 1st Floor Area | 1,411 sqft |
| 2nd Floor Area | 1,280 sqft |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 231 sqft |
| Account Number | 774321 |
|---|---|
| Street Address | 3604 LORNE DR |
| City | KILLEEN |
| State | TX |
| Zip | 76542-6510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | YOWELL RANCH PHASE THREE, BLOCK 007, LOT 0010 |
| Legal Subdivision | YOWELL RANCH PHASE THREE |
| Legal Phase | 3 |
| Legal Block | 7 |
| Legal Lot Number | 10 |
| Jurisdiction | BELL TX |
| Township / Civil Division | KILLEEN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 22504 |
3604 Lorne Dr is owned and occupied by an individual who acquired it in January 2026.
Source: Bell County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3604 LORNE DR, KILLEEN, TX 76542-6510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2026 | Intrafamily Transfer, Transfer · VA Mortgage PLANET HOME LENDING LLC |
| Nov 9, 2022 | Vendor's Lien, Transfer · VA Mortgage GUARANTEED RATE INC |
| Sep 4, 2020 | Loan Modification, Mortgage · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2024 |
| Deed Sale | Jun 6, 2024 |
| Prior Sale | Jun 6, 2024 |
| Deed Document Number | 0000023961 |
| Last Transfer Date | Jan 5, 2026 |
| Transfer Doc | 0000000254 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jan 5, 2026 |
| Property Address | 3604 LORNE DR, KILLEEN, TX 76542-6510 |
| Document Number | 0000000254 |
| Map Reference | CAB D SL 326-D&327-A |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2026000254 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3604 LORNE DR, KILLEEN, TX 76542-6510 |
| Document Number | 0000000255 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026000255 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Nov 9, 2022 |
| Property Address | 3604 LORNE DR, KILLEEN, TX 76542-6510 |
| Document Number | 0000068408 |
| Map Reference | CAB D SL 326-D&327-A |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022068408 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2022 |
| Title Company | OSN TEXAS, OSN TEXAS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3604 LORNE DR, KILLEEN, TX 76542-6510 |
| Document Number | 0000068409 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 2022068409 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 3604 LORNE DR, KILLEEN, TX 76542-6510 |
| Document Number | 0000057445 |
| Instrument Date | Sep 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3604 LORNE DR KILLEEN TX 765426510, KILLEEN, TX 76542-6510 |
| Document Number | 0000057445 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 57445 |
| Name | USAA |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2050 |
| Rate | 3.37% |
|---|
Source: Bell County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Killeen City |
| Unified School District | Killeen Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $321,911 Land $48,000 Building $273,911 | $321,911 Land $48,000 Building $273,911 | |
| 2024 | $3,597.00 | ||
| 2023 | $338,061 Land $40,000 Building $298,061 | $338,061 Land $40,000 Building $298,061 | |
| 2022 | $4,763.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3604 Lorne Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3604 Lorne Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 49% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006 |
|---|---|
| Water Source | Purchased surface water from BELL COUNTY WCID 1 |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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