St. Johns County property record for 3604 Live Oak Ct, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,056 sqft · built 1984 |
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (May 2018) |
| Tax Bill | $1,796 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136780-0500 |
| Primary APN | 136780-0500 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,284 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,374 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 168 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3604 LIVE OAK CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-9109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 15/96-97 FORT PEYTON FOREST LOT 50 OR4547/351 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 11 |
| Legal Subdivision | FORT PEYTON FOREST |
| Legal Block | 1 |
| Legal Lot Number | 50 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21207 |
Source: St. Johns County records · APN 136780-0500
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3604 LIVE OAK CT, SAINT AUGUSTINE, FL 32086-9109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| May 15, 2018 | Warranty Deed, Transfer · Conventional with PMI VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2018 · Amount on Record |
| Deed Sale | May 15, 2018 · Amount on Record |
| Prior Sale | Mar 15, 2012 · Amount on Record |
| Deed Document Number | 201833369 |
| Deed Book / Page | 4547 / 351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3604 LIVE OAK CT, SAINT AUGUSTINE, FL 32086-9109 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3604 LIVE OAK CT, SAINT AUGUSTINE, FL 32086-9109 |
| Document Number | 0058480394 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 5848/394 |
| Instrument | 2023084861 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 25, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3604 LIVE OAK CT, SAINT AUGUSTINE, FL 32086-9109 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3604 LIVE OAK CT, SAINT AUGUSTINE, FL 32086-9109 |
| Document Number | 0053400249 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 5340/249 |
| Instrument | 2021088465 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 15, 2018 |
| Property Address | 3604 LIVE OAK CT, SAINT AUGUSTINE, FL 32086-9109 |
| Document Number | 0045470351 |
| Book / Page | 004547 / 000351 |
| Instrument Date | May 10, 2018 |
| Instrument | 33369 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2018 |
| Title Company | IN AND RET ESTATE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,183.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3604 LIVE OAK CT ST AUGUSTINE FL 320869109, ST AUGUSTINE, FL 32086-9109 |
| Document Number | 45470353 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 004547/000353 |
| Instrument | 33370 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,334 (+2.7%) | $238,820 (%) Land $87,500 Building $151,320 | |
| 2025 | $1,796.00 (+15.57%) Homeowner's exemption | $147,355 (+2.9%) | $238,831 (+0.86%) Land $87,500 Building $151,331 |
| 2024 | $1,554.00 (+2.3%) Homeowner's exemption | $143,202 (+3%) | $236,783 (-3.36%) Land $87,500 Building $149,283 |
| 2023 | $1,519.00 (+4.04%) Homeowner's exemption | $139,031 (+3%) | $245,017 (+14.15%) Land $87,500 Building $157,517 |
| 2022 | $1,460.00 Homeowner's exemption | $134,982 | $214,639 Land $64,400 Building $150,239 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 111 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WILDWOOD WATER COMPANY private · serves 858 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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