3604 Level Grove Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 3604 Level Grove Rd, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,355 sqft · built 2021
Lot Size	31.6 acres (1,376,932 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,810 (2026)
Deeds & Mortgages	Jul 2021 Construction Loan Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048 036`

Property Details

APN / Parcel Number

Primary APN	`048 036`
Alternative APNs	`650175` `386227`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,355 sqft Heated Area
Gross Area	6,235 sqft
1st Floor Area	2,355 sqft
Attic	Attic
Attic Area	1,160 sqft
Basement Area	2,355 sqft
Unfinished Basement	2,355 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	1,376,932 sqft (31.6 acres)
Lot Width	530 ft Width
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	768 sqft
Patio Area	36 sqft
Storage Building	3,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	386227
Street Address	3604 LEVEL GROVE RD
City	CORNELIA
State	GA
Zip	30531-5245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-119 TRK 2 PB 44-15 DB 1254-444
Legal Tract	2
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2029
Census Tract	603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3604 LEVEL GROVE RD, CORNELIA, GA 30531-5245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021
Deed Sale	Jun 21, 2021
Prior Sale	Mar 16, 2021 · Amount on Record
Deed Document Number	20211539
Deed Book / Page	1268 / 193
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	3604 LEVEL GROVE RD, CORNELIA, GA 30531-5245
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 PINE GROVE RD, CORNELIA, GA 30531-4975

Mortgage

Document Number	0000001270/0000000880
Date	Jul 9, 2021
Book Page	0000001270/0000000880

Lender

Name	AMERIS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2020

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	3604 LEVEL GROVE RD, CORNELIA, GA 30531-5245
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001155/287
Date	Dec 18, 2017
Book Page	1155/287

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,810.00 Homeowner's exemption Senior Citizen's exemption	$399,222 (+12.44%) Land $172,056 Building $227,166	$998,055 (+12.44%) Land $430,139 Building $567,916
2023	Homeowner's exemption	$355,040 (+66.07%) Land $144,140 Building $210,900	$887,600 (+66.07%) Land $360,350 Building $527,250
2022	Homeowner's exemption	$213,788 Land $72,072 Building $141,716	$534,470 Land $180,180 Building $354,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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