3604 Legend Oaks Dr, Amelia, OH 45102 Property Records

Clermont County property record for 3604 Legend Oaks Dr, Amelia, OH 45102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,360 sqft · built 2004
Lot Size	0.195 acres (8,499 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Oct 2021)
Tax Bill	$5,740 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-28-13A-323`

Property Details

APN / Parcel Number

Primary APN	`28-28-13A-323`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
1st Floor Area	400 sqft
Basement Area	1,268 sqft
Unfinished Basement	1,268 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,499 sqft (0.195 acres)
Garage Area	400 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	374 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3604 LEGEND OAKS DR
City	AMELIA
State	OH
Zip	45102-1281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGEND OAKS; LOT 2
Legal Subdivision	LEGEND OAKS
Legal Lot Number	2
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1012
Census Tract	41504

Owner

3604 Legend Oaks Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Clermont County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3604 LEGEND OAKS DR, AMELIA, OH 45102-1281
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Warranty Deed, Transfer · Conventional Mortgage WARSAW FSLA
Dec 20, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Dec 20, 2017 · Amount on File
Deed Document Number	202135268
Deed Book / Page	2899 / 5480
Prior Transfer Date	May 7, 2004
Prior Transfer Doc	0000020296
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 28, 2021
Property Address	3604 LEGEND OAKS DR, AMELIA, OH 45102-1281
Document Number	0000035268
Book / Page	2899 / 5480
Map Reference	CAB 11 PG 218-220
Instrument Date	Oct 25, 2021
Instrument	202100035268
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3604 LEGEND OAKS DR, AMELIA, OH 45102-1281

Mortgage

Document Number	0000035269
Date	Oct 28, 2021
Instrument	202100035269

Lender

Name	WARSAW FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Dec 20, 2017
Property Address	3604 LEGEND OAKS DR, AMELIA, OH 45102-1281
Document Number	0000029593
Book / Page	002746 / 000296
Instrument Date	Dec 5, 2017
Instrument	29593
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	TRINITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$908.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 LEGEND OAKS DR AMELIA OH 451021281, AMELIA, OH 45102-1281

Mortgage

Document Number	29594
Date	Dec 20, 2017
Book Page	002746/000298
Instrument	29594

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3604 Legend Oaks Dr was $5,740 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,740.00	$106,760 Land $18,870 Building $87,890
2024			$305,000 (-) Land $53,900 Building $251,100
2023	$10,314.00 (+105.01%) Homeowner's exemption	$106,760 (+24.85%) Land $18,870 Building $87,890	$305,000 Land $53,900 Building $251,100
2022	$5,031.00 Homeowner's exemption	$85,510 Land $14,700 Building $70,810
2020			$244,300 Land $42,000 Building $202,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3604 Legend Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3604 Legend Oaks Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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