Napa County property record for 3604 Harkness St, Napa, CA 94558
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,261 sqft · built 1961 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (May 2019) |
| Tax Bill | $8,311 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-574-002-000 |
| Primary APN | 001-574-002-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,261 sqft Living Area |
| Gross Area | 1,698 sqft |
| 1st Floor Area | 1,261 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 300 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 001-574-002 |
|---|---|
| Street Address | 3604 HARKNESS ST |
| City | NAPA |
| State | CA |
| Zip | 94558-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5 |
| Legal Description | LOT 424 BEL-AIRE PARK NO 6 6R/M110 |
| Legal Subdivision | BEL AIRE PARK NO. 6 |
| Legal Lot Number | 424 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 200601 |
3604 Harkness St is owned and occupied by two individuals who bought it in May 2019.
Source: Napa County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3604 HARKNESS ST, NAPA, CA 94558-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 24, 2019 | Grant Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jun 30, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMESTREET BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2019 · Amount on File |
| Deed Sale | May 24, 2019 · Amount on File |
| Prior Sale | Jun 30, 2017 · Amount on File |
| Deed Document Number | 20199486 |
| Prior Transfer Date | Oct 2, 2003 |
| Prior Transfer Doc | 0000055553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 3604 HARKNESS ST, NAPA, CA 94558-2815 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3604 HARKNESS ST, NAPA, CA 94558-2815 |
| Document Number | 0000020031 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021-0020031 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 3604 HARKNESS ST, NAPA, CA 94558-2815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000010443 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 2020-0010443 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Jul 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | May 24, 2019 |
| Property Address | 3604 HARKNESS ST, NAPA, CA 94558-2815 |
| Document Number | 0000009486 |
| Map Reference | MB 6 PG 110 |
| Instrument Date | May 13, 2019 |
| Instrument | 2019-0009486 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3604 HARKNESS ST, NAPA, CA 94558-2815 |
| Document Number | 0000009487 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 2019-0009487 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Jun 30, 2017 |
| Property Address | 3604 HARKNESS ST, NAPA, CA 94558-2815 |
| Document Number | 0000014811 |
| Map Reference | MAP6 PG110 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 2017-0014811 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3604 HARKNESS ST, NAPA, CA 94558-2815 |
| Document Number | 0000014812 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 2017-0014812 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2026 property tax bill for 3604 Harkness St was $8,311 with a homeowner's exemption, up 2.2% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,311.00 (+2.15%) Homeowner's exemption | $671,313 (+2%) Land $398,237 Building $273,076 | $671,313 Land $398,237 Building $273,076 |
| 2025 | $8,136.00 Homeowner's exemption | $658,151 Land $390,429 Building $267,722 | |
| 2023 | $7,743.00 (+1.37%) Homeowner's exemption | $632,596 Land $375,269 Building $257,327 | |
| 2022 | $7,638.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3604 Harkness St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3604 Harkness St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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