3604 Francisco S Ramirez St, Laredo, TX 78046 Property Records

Webb County property record for 3604 Francisco S Ramirez St, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,364 sqft · built 2020
Lot Size0.104 acres (4,536 sqft)
OwnerIndividual Name on File
Tax Bill$1,017 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN950-34006-020

Property Details

APN / Parcel Number

Primary APN950-34006-020
Alternative APN
  • 785862

Interior

Stories1 Story
Building Area1,364 sqft Living Area
1st Floor Area1,364 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,536 sqft (0.104 acres)
PorchOpen Porch
Porch Area55 sqft

Location & Zoning

Street Address3604 FRANCISCO S RAMIREZ ST
CityLAREDO
StateTX
Zip78046-5511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOMAS DEL SUR SUBD. UNIT VIII BLK 6 LOT 2
Legal SubdivisionLOMAS DEL
Legal Block6
Legal Lot Number2
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1000
Census Tract1806

Owner

3604 Francisco S Ramirez St is owned and occupied by an individual.

Source: Webb County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address3604 FRANCISCO RAMIREZ ST, LAREDO, TX 78046
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateDec 1, 2020
Property Address3604 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511
Document Number004911/141
Book / Page4911 / 141
Map ReferenceVOL 37 PG 91-92
Instrument DateNov 20, 2020
Instrument1411765
Transaction TypeTransfer
Record UpdatedMar 8, 2023
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3604 FRANCISCO RAMIREZ ST, LAREDO, TX 78046
InvestorPossibly a Property Investor

Mortgage

Document Number0001411766
DateDec 1, 2020
Instrument1411766
Lender
NameSFMC LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3604 Francisco S Ramirez St was $1,017 with a homeowner's exemption, down 22.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,082 (-0.47%) Land $50,077 Building $150,005$200,082 (-0.47%) Land $50,077 Building $150,005
2025$1,017.00 (-22.6%) Homeowner's exemption$201,026 Land $50,077 Building $150,949$201,026 Land $50,077 Building $150,949
2024$1,314.00
2023$184,840 Land $29,212 Building $155,628$184,840 Land $29,212 Building $155,628
2022$1,249.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3604 Francisco S Ramirez St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3604 Francisco S Ramirez St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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