3604 E Waterman St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3604 E Waterman St, Gilbert, AZ 85297 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,352 sqft · built 1999
Lot Size	0.148 acres (6,488 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Oct 2021)
Tax Bill	$1,336 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-51-325`

Property Details

APN / Parcel Number

Primary APN	`304-51-325`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,488 sqft (0.148 acres)
Parking Spaces	2 Parking Spaces
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3604 E WATERMAN ST
City	GILBERT
State	AZ
Zip	85297-7731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN TAN RANCH PARCEL 2 MCR 480-30
Legal Range	06E
Legal Township	02S
Legal Section	02
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	SAN TAN RANCH PARCEL 2
Legal Lot Number	121
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2014
Census Tract	815700

Owner

Source: Maricopa County records · APN 304-51-325

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3604 E WATERMAN ST, GILBERT, AZ 85297-7731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Jun 04, 2021	Warranty Deed, Transfer MAGNUS TITLE AGENCY
Nov 14, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 24, 2017	Intrafamily Transfer, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	Jun 04, 2021 · Amount on Record
Deed Document Number	20211110487
Record Updated	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 14, 2021
Property Address	3604 E WATERMAN ST, GILBERT, AZ 85297-7731
Document Number	0001110487
Map Reference	MB 480 PG 30
Instrument Date	Aug 12, 2021
Instrument	20211110487
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11139 E CLOUD RD, 11139, CHANDLER, AZ 85248-6309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 E WATERMAN ST, GILBERT, AZ 85297-7731

Mortgage

Document Number	0001110488
Date	Oct 14, 2021
Instrument	20211110488

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 04, 2021
Property Address	3604 E WATERMAN ST, GILBERT, AZ 85297-7731
Document Number	0000620714
Map Reference	MB 480 PG 30
Instrument Date	May 26, 2021
Instrument	20210620714
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3604 E WATERMAN ST, 3604, GILBERT, AZ 85297-7731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 E WATERMAN ST, GILBERT, AZ 85297-7731

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 14, 2017
Property Address	3604 E WATERMAN ST, GILBERT, AZ 85297-7731
Document Number	0000843391
Instrument Date	Nov 08, 2017
Instrument	843391
Transaction Type	Transfer
Record Updated	Nov 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3604 E WATERMAN ST GILBERT AZ 852977731, GILBERT, AZ 85297-7731

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 24, 2017
Property Address	3604 E WATERMAN ST, GILBERT, AZ 85297-7731
Document Number	0000787066
Map Reference	MB 480 PG 30
Instrument Date	Oct 18, 2017
Instrument	2017-0787066
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 E WATERMAN ST, GILBERT, AZ 85297-7731

Mortgage

Document Number	0000787067
Date	Oct 24, 2017
Instrument	2017-0787067

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,250 (-0.8%)	$372,500 (-0.8%) Land $74,500 Building $298,000
2025	$1,336.00 (-6.57%)
2024		$37,550	$375,500 Land $75,100 Building $300,400
2023	$1,430.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138157002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 693 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 35
Lumen Technologies	DSL	140 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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