3604 E Onyx Pl, Hernando, FL 34442 Property Records

Citrus County property record for 3604 E Onyx Pl, Hernando, FL 34442 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	2,028 sqft Living Area
Lot Size	23,832 sqft (0.547 acres)
Occupancy	Owner Occupied
Last Sale	$260,000 (2022)
Tax Bill	$4,078.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-11-0010-000E0-0040

Assessment roll updated December 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3604 E ONYX PL, HERNANDO, FL 34442-3957
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 2022 · Amount on Record
Deed Sale	Dec 09, 2022 · Amount on Record
Prior Sale	Apr 01, 1992 · Amount on Record
Deed Doc Number	202281244
Deed Book / Page	3340 / 1308
Record Refreshed	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 09, 2022
Property Address	3604 E ONYX PL, HERNANDO, FL 34442-3957
Document Number	0033401308
Book / Page	3340 / 1308
Map Reference	MB 3 PG 14
Instrument Date	Nov 03, 2022
Instrument	2022081244
Transaction Type	Transfer
Record Updated	Jan 06, 2023
Title Company	INCOMPASS TITLE LLC, COMPASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3604 E ONYX PL, HERNANDO, FL 34442-3957

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3604 E ONYX PL, HERNANDO, FL 34442-3957
Investor	Possibly a Property Investor

Mortgage

Document Number	0033401314
Date	Dec 09, 2022
Instrument	3340/1314

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,078.00 (+9.65%) Homeowner's exemption	$299,442 (+4.44%)	$317,637 (+10.78%) Land $16,050 Building $301,587
2024	$3,719.00 (+5%) Homeowner's exemption Additional exemption filed	$286,725 (+8.73%) Land $12,810 Building $273,915	$286,725 (+8.73%) Land $12,810 Building $273,915
2023	$3,542.00 (+5.57%) Homeowner's exemption Additional exemption filed	$263,695 (+20.78%) Land $12,810 Building $250,885	$263,695 (+20.78%) Land $12,810 Building $250,885
2022	$3,355.00 Additional exemption filed	$218,325 Land $7,450 Building $210,875	$218,325 Land $7,450 Building $210,875

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 719 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-11-0010-000E0-0040`
Alternative APNs	`1118S19E0010000E00040` `1591198`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,028 sqft Living Area
Gross Area	3,024 sqft Gross Area
1st Floor	2,028 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	23,832 sqft (0.547 acres)
Depth X Width	121 ft x 110 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	660 sqft Garage
Porch	Finished/Screened Porch
Porch Area	456 sqft Porch
Utility Building	150 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1591198
Street Address	3604 E ONYX PL
City	HERNANDO
State	FL
Zip	34442-3957
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WILLOLA HTS UNIT 1 PB 3 PG 14 LOTS 4 & 5 BLK E DESC IN OR BK 935 PG 729 & OR BK 936 PG 961
Legal Range	19E
Legal Township	18S
Legal Section	11
Legal Subdivision	WILLOLA HEIGHTS UNIT 1
Legal Block	E
Legal Lot Number	4,5
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1012
Census Tract	450105