Buchanan County property record for 3604 E Nickell Ter, Saint Joseph, MO 64506 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,368 sqft · built 2018 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,102 (Oct 2025) |
| Tax Bill | $2,026 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Apr 2020 Mortgage + 3 more |
| APN | 03-8.0-34-001-001-038.001 |
| Primary APN | 03-8.0-34-001-001-038.001 |
|---|
| Building Area | 1,368 sqft Base Area |
|---|---|
| 1st Floor Area | 1,368 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 111 ft deep x 89 ft wide |
| Street Address | 3604 E NICKELL TER |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64506-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:CHATHAM-NICKELL EXTENSION LOT:68 BLK:LGL DESC: |
| Legal Subdivision | CHATHAM-NICKELL EXTENSION |
| Legal Lot Number | 68 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 100 |
Source: Buchanan County records · APN 03-8.0-34-001-001-038.001
Assessment roll updated November 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3604 E NICKELL TER, SAINT JOSEPH, MO 64506-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 01, 2019 | Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING INC |
| Apr 17, 2020 | Deed of Trust, Mortgage · VA Mortgage COMMERCE BANK |
| Oct 01, 2025 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 01, 2018 | Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK |
| Oct 25, 2017 | Deed, Transfer PREFERRED TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2025 · Amount on Record |
| Deed Sale | Oct 01, 2025 · Amount on Record |
| Prior Sale | Jun 01, 2018 · Amount on Record |
| Deed Document Number | 20258067 |
| Deed Book / Page | 3812 / 8 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3604 E NICKELL TER, SAINT JOSEPH, MO 64506-1444 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | BCHH TITLE |
| Name | Verified Name |
|---|
| Document Number | 003738/991 |
|---|---|
| Date | Jul 01, 2019 |
| Book Page | 3738/991 |
| Instrument | 2019005415 |
| Name | SYNERGY ONE LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3604 E NICKELL TER, SAINT JOSEPH, MO 64506-1444 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | UNKNOWN, ST JOSEPH TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 003747/830 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 3747/830 |
| Instrument | 2020002977 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Oct 01, 2025 |
| Property Address | 3604 E NICKELL TER, SAINT JOSEPH, MO 64506-1444 |
| Document Number | 00003812/8 |
| Book / Page | 3812 / 8 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025008067 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | UNKNOWN, ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2109 BERKSHIRE DR, SAINT JOSEPH, MO 64506-4949 |
| Name | Verified Name |
|---|---|
| Address | 3604 E NICKELL TER, SAINT JOSEPH, MO 64506-1444 |
| Document Number | 2025008068 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 2025008068 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 01, 2018 |
| Property Address | 3604 E NICKELL TER, SAINT JOSEPH, MO 64506-1444 |
| Document Number | 2018004915 |
| Instrument Date | Jun 01, 2018 |
| Instrument | 2018004915 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 633 N 22ND ST, SAINT JOSEPH, MO 64506-2601 |
| Document Number | 2018004916 |
|---|---|
| Date | Jun 01, 2018 |
| Instrument | 2018004916 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Oct 25, 2017 |
| Property Address | 3604 E NICKELL TER, SAINT JOSEPH, MO 64506-1444 |
| Document Number | 2017010691 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 2017010691 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | PREFERRED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 633 N 22ND ST, SAINT JOSEPH, MO 64506-2601 |
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,026.00 | $29,610 (+6.28%) Land $4,580 Building $25,030 | $155,820 (+6.29%) Land $24,100 Building $131,720 |
| 2024 | $2,026.00 (+10.77%) | $27,860 (-) Land $4,580 Building $23,280 | |
| 2023 | $1,829.00 (-0.65%) | $27,860 (-) Land $4,580 Building $23,280 | $146,600 (-) Land $24,100 Building $122,500 |
| 2022 | $1,841.00 | $27,860 Land $4,580 Building $23,280 | |
| 2021 | $146,600 Land $24,100 Building $122,500 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290210001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jun 2011, river or lake flooding, Flooding |
| Wildfire Risk | Low above 7% of the US · above 10% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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