3604 E Hardy St, Decatur, IL 62521 Property Records

Macon County property record for 3604 E Hardy St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Details	1 ba · 528 sqft · built 1943
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$8,500 (May 2018)
Tax Bill	$427 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-13-18-230-008`

Property Details

APN / Parcel Number

Primary APN	`04-13-18-230-008`
Alternative APN	`13-18-230-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	528 sqft Living Area
1st Floor Area	528 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	60 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	264 sqft
Porch	Porch
Porch Area	91 sqft

Location & Zoning

Account Number	041318230008
Street Address	3604 E HARDY ST
City	DECATUR
State	IL
Zip	62521-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0019 B 00 LAKE BEACH ADD 13 N & ADJ LOT 00BK3005/544 80X60
Legal Subdivision	LEASE
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1051
Census Tract	1100

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 E COX ST, FORSYTH, IL 62535-4004
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2018	Deed, Transfer · Conventional Mortgage BUENA VISTA NATIONAL BANK
Jun 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Prior Sale	May 4, 2007 · Amount on Record
Deed Document Number	20181932699
Deed Book / Page	4619 / 182
Record Updated	Sep 20, 2026

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	May 2, 2018
Property Address	3604 E HARDY ST, DECATUR, IL 62521-2432
Document Number	4619/182
Book / Page	4619 / 182
Map Reference	PB 300 PG 110
Instrument Date	Apr 25, 2018
Instrument	1932699
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 S FRANKLIN ST, DECATUR, IL 62523-1314

Mortgage

Document Number	4619/184
Date	May 2, 2018
Book Page	4619/184
Instrument	1932700

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON IL
Recording Date	Jun 26, 2017
Property Address	3604 E HARDY ST, DECATUR, IL 62521-2432
Document Number	4569/576
Book / Page	4569 / 576
Instrument Date	Jun 26, 2017
Instrument	1920609
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$427.00	$10,579 Land $2,190 Building $8,389	$31,741 Land $6,571 Building $25,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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