3604 E Cotton Gin Dr, Clayton, NC 27527 Property Records

Johnston County property record for 3604 E Cotton Gin Dr, Clayton, NC 27527

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,291 sqft · built 2007
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Jan 2017)
Tax Bill	$1,706 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16J04042M`

Property Details

APN / Parcel Number

Primary APN	`16J04042M`
Alternative APN	`2000197831`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,291 sqft Living Area
Gross Area	1,624 sqft
1st Floor Area	1,291 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)

Exterior Amenities

Porch	Slab
Porch Area	165 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000197831
Street Address	3604 E COTTON GIN DR
City	CLAYTON
State	NC
Zip	27527-3314
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 121 COTTONFIELD VILLAGE PH 6 69/34
Legal Subdivision	COTTONFIELD VILLAGE PHASE SIX
Legal Phase	6
Legal Lot Number	121
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILDERS
Census Block Group	1
Census Block	1000
Census Tract	40207

Owner

3604 E Cotton Gin Dr, a townhouse, is owned and occupied by an individual who bought it in January 2017.

Source: Johnston County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3604 E COTTON GIN DR, CLAYTON, NC 27527-3314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RSRCS/OH
Jan 17, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2017 · Amount on File
Deed Sale	Jan 17, 2017 · Amount on File
Prior Sale	Jul 27, 2007 · Amount on File
Deed Document Number	2017516801
Prior Transfer Date	Mar 14, 2011
Prior Transfer Doc	0000311482
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	3604 E COTTON GIN DR, CLAYTON, NC 27527-3314
Document Number	0000655915
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	SOUTH MOUNTAIN GROUP, SOUTH MTN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 E COTTON GIN DR CLAYTON NC 275273314, CLAYTON, NC 27527-3314

Mortgage

Document Number	0000655915
Date	Apr 21, 2020
Book Page	005573/000149
Instrument	655915

Lender

Name	EQUITY RSRCS/OH
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 17, 2017
Property Address	3604 E COTTON GIN DR, CLAYTON, NC 27527-3314
Document Number	0000516801
Map Reference	PB 69 PG 34-35
Instrument Date	Jan 3, 2017
Instrument	2017516801
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 TRANQUILITY LN, 217, KNIGHTDALE, NC 27545-9782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 E COTTON GIN DR, CLAYTON, NC 27527-3314

Mortgage

Document Number	0000516802
Date	Jan 17, 2017
Instrument	2017516802

Lender

Name	CORNERSTONE HOME LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3604 E Cotton Gin Dr was $1,706.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,706.00	$273,100 Land $85,000 Building $188,100	$273,100 Land $85,000 Building $188,100
2023	$1,227.00	$151,570 Land $42,000 Building $109,570	$151,570 Land $42,000 Building $109,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3604 E Cotton Gin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3604 E Cotton Gin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOWERS PLANTATION private · serves 12,809 people · EPA ID NC0351195
Water Source	Purchased surface water from JOHNSTON CO-WEST
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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