3604 E Cedar Hills Dr, Kearney, NE 68845 Property Records

Buffalo County property record for 3604 E Cedar Hills Dr, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,124 sqft · built 1977
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Dec 2019)
Tax Bill	$2,777 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5807253009435`

Property Details

APN / Parcel Number

Primary APN	`5807253009435`
Alternative APNs	`3651-31-1-05851-002-0000` `580725300`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,124 sqft Total Area
1st Floor Area	1,124 sqft
Basement Area	836 sqft
Finished Basement	669 sqft
Unfinished Basement	167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)
Lot Dimensions	37,890 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,008 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Deck Area	160 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	5807253009435
Street Address	3604 E CEDAR HILLS DR
City	KEARNEY
State	NE
Zip	68845-9686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	CEDAR HILLS SUB 31-9-16 CL-TWP LT 6 BLK 2
Legal Range	16
Legal Township	09
Legal Section	31
Legal Subdivision	CEDAR HILLS SUB
Legal Block	2
Legal Lot Number	6
Jurisdiction	BUFFALO NE
Township / Civil Division	26
Census Block Group	3
Census Block	3017
Census Tract	969204

Owner

3604 E Cedar Hills Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Buffalo County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3604 E CEDAR HILLS DR, KEARNEY, NE 68845-9686
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Dec 30, 2019	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK
Oct 31, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on File
Deed Sale	Dec 30, 2019 · Amount on File
Deed Document Number	20197250
Prior Transfer Date	Oct 30, 2017
Prior Transfer Doc	0201706566
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3604 E CEDAR HILLS DR, KEARNEY, NE 68845-9686
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202533
Date	Apr 27, 2022
Instrument	2022-02533

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Dec 30, 2019
Property Address	3604 E CEDAR HILLS DR, KEARNEY, NE 68845-9686
Document Number	0201907250
Instrument Date	Dec 27, 2019
Instrument	2019-07250
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0201907251
Date	Dec 30, 2019
Instrument	2019-07251

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUFFALO NE
Recording Date	Oct 31, 2017
Property Address	3604 E CEDAR HILLS DR, KEARNEY, NE 68845-9686
Document Number	0201706566
Instrument Date	Oct 30, 2017
Instrument	2017-06566
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 E CEDAR HILLS DR, KEARNEY, NE 68845-9686

Tax Assessment & Valuation

The 2025 property tax bill for 3604 E Cedar Hills Dr was $2,777.

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,435 (+8.18%) Land $22,180 Building $243,255	$265,435 (+8.18%) Land $22,180 Building $243,255
2025	$2,777.00	$245,370 Land $22,180 Building $223,190	$245,370 Land $22,180 Building $223,190
2023	$3,373.00	$213,175 Land $27,835 Building $185,340	$213,175 Land $27,835 Building $185,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3604 E Cedar Hills Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3604 E Cedar Hills Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 69% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cedar Hills Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures