3604 Deerbrook Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 3604 Deerbrook Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 2016
Lot Size	2.68 acres (116,741 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jan 2022)
Tax Bill	$1,854 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06 45 1 15D`

Property Details

APN / Parcel Number

Primary APN	`06 45 1 15D`
Alternative APN	`173598`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Heated Area
Gross Area	2,809 sqft
1st Floor Area	1,284 sqft
Basement Area	1,284 sqft
Finished Basement	400 sqft
Unfinished Basement	884 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	116,741 sqft (2.68 acres)

Exterior Amenities

Porch	Slab
Porch Area	81 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	173598
Street Address	3604 DEERBROOK RD
City	LENOIR
State	NC
Zip	28645-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2044 PG 1187 YR 2022 ST 530.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	2
Census Block	2010
Census Tract	30900

Owner

3604 Deerbrook Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3604 DEERBROOK RD, LENOIR, NC 28645-7007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Oct 29, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jul 22, 2020	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC BAY MTG
Oct 19, 2018	Warranty Deed, Transfer · Conventional with PMI ATLANTIC BAY MTG
Aug 16, 2017	Warranty Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022 · Amount on File
Deed Sale	Jan 4, 2022 · Amount on File
Prior Sale	Oct 29, 2020 · Amount on File
Deed Document Number	202210067074
Deed Book / Page	2044 / 1187
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jan 4, 2022
Property Address	3604 DEERBROOK RD, LENOIR, NC 28645-7007
Document Number	0020441187
Book / Page	2044 / 1187
Map Reference	MB 30 PG 29
Instrument Date	Jan 4, 2022
Instrument	10067074
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 FALCON DR, 418, CONCORD, NC 28025-9151

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3604 DEERBROOK RD, LENOIR, NC 28645-7007

Mortgage

Document Number	0010067075
Date	Jan 4, 2022
Instrument	10067075

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 29, 2020
Property Address	3604 DEERBROOK RD, LENOIR, NC 28645-7007
Document Number	0010049900
Book / Page	002002 / 001724
Instrument Date	Oct 29, 2020
Instrument	10049900
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3604 DEERBROOK RD LENOIR NC 286457007, LENOIR, NC 28645-7007

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	3604 DEERBROOK RD, LENOIR, NC 28645-7007
Document Number	0010046512
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 DEERBROOK RD LENOIR NC 286457007, LENOIR, NC 28645-7007

Mortgage

Document Number	0010046512
Date	Jul 27, 2020
Book Page	001994/000887
Instrument	10046512

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 19, 2018
Property Address	3604 DEERBROOK RD, LENOIR, NC 28645-7007
Document Number	0010027061
Book / Page	001951 / 000567
Instrument Date	Oct 19, 2018
Instrument	10027061
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3604 DEERBROOK RD LENOIR NC 286457007, LENOIR, NC 28645-7007

Mortgage

Document Number	10027062
Date	Oct 19, 2018
Book Page	001951/000570
Instrument	10027062

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 16, 2017
Property Address	3604 DEERBROOK RD, LENOIR, NC 28645-7007
Document Number	0010014198
Book / Page	001924 / 002008
Instrument Date	Aug 16, 2017
Instrument	10014198
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3604 DEERBROOK RD LENOIR NC 28645, LENOIR, NC 28645

Mortgage

Document Number	10014199
Date	Aug 16, 2017
Book Page	001924/002011
Instrument	10014199

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3604 Deerbrook Rd was $1,854, down 21.3% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,854.00 (-21.31%)	$307,000 (-) Land $24,100 Building $282,900
2025	$2,356.00	$307,000 Land $24,100 Building $282,900	$307,000 Land $24,100 Building $282,900
2023		$186,400 (-) Land $21,300 Building $165,100	$186,400 (-) Land $21,300 Building $165,100
2022	$1,337.00	$186,400 Land $21,300 Building $165,100	$186,400 Land $21,300 Building $165,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3604 Deerbrook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3604 Deerbrook Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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