3604 Cherokee Ln, Modesto, CA 95356 Property Records

Stanislaus County property record for 3604 Cherokee Ln, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 1975
Lot Size	0.129 acres (5,662 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Nov 2021)
Tax Bill	$5,749 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`054-024-043-000`

Property Details

APN / Parcel Number

Primary APN	`054-024-043-000`
Alternative APN	`0542443`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Construction Type	Wood
Lot Area	5,662 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0542443
Street Address	3604 CHEROKEE LN
City	MODESTO
State	CA
Zip	95356-0935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARVER VILLAGE BLK 13354 LOT 8
Legal Subdivision	CARVER VILLAGE
Legal Block	13354
Legal Lot Number	8
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1009
Census Tract	505

Owner

Source: Stanislaus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3604 CHEROKEE LN, MODESTO, CA 95356-0935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 1, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 12, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Oct 19, 2018	Grant Deed, Transfer USAA
Jul 25, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	2021-0109489
Record Updated	Jun 7, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 24, 2021
Property Address	3604 CHEROKEE LN, MODESTO, CA 95356-0935
Document Number	0000109489
Map Reference	VOL 25 PG 17
Instrument Date	Nov 22, 2021
Instrument	2021-0109489
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 CHEROKEE LN, MODESTO, CA 95356-0935
Investor	Possibly a Property Investor

Mortgage

Document Number	0000109490
Date	Nov 24, 2021
Instrument	2021-0109490

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3604 CHEROKEE LN, MODESTO, CA 95356-0935
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 CHEROKEE LN, MODESTO, CA 95356-0935

Mortgage

Document Number	0000041347
Date	Apr 29, 2021
Instrument	2021-0041347

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3604 CHEROKEE LN, MODESTO, CA 95356-0935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030780
Date	May 1, 2020
Instrument	2020-0030780

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3604 CHEROKEE LN, MODESTO, CA 95356-0935
Document Number	0000047406
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 CHEROKEE LN MODESTO CA 953560935, MODESTO, CA 95356-0935

Mortgage

Document Number	0000047406
Date	Jul 22, 2019
Instrument	47406

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 19, 2018
Property Address	3604 CHEROKEE LN, MODESTO, CA 95356-0935
Document Number	0000072716
Instrument Date	Oct 16, 2018
Instrument	72716
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 CHEROKEE LN MODESTO CA 953560935, MODESTO, CA 95356-0935

Mortgage

Document Number	72717
Date	Oct 19, 2018
Instrument	72717

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 25, 2018
Property Address	3604 CHEROKEE LN, MODESTO, CA 95356-0935
Document Number	0000050674
Instrument Date	Jul 23, 2018
Instrument	50674
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$225.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	220 STANDIFORD AVE #A MODESTO CA 953501159, A, MODESTO, CA 95350-1159

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,749.00 (+5.58%)	$498,767 (+4.04%) Land $201,629 Building $297,138
2023	$5,445.00 (+2.79%)	$479,400 Land $193,800 Building $285,600
2022	$5,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, ezWave, Verizon.

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