3604 Charment Ct, Raleigh, NC 27616 Property Records

Wake County property record for 3604 Charment Ct, Raleigh, NC 27616

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,178 sqft · built 1988
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (May 2002)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1747.02-65-4129-000`

Property Details

APN / Parcel Number

Primary APN	`1747.02-65-4129-000`
Alternative APNs	`1747.02-65-4129 0169503` `1747654129` `016950301` `0169503`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,178 sqft Living Area
1st Floor Area	1,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Lot Area	6,970 sqft (0.16 acres)
Porch	Open Porch
Porch Area	20 sqft
Deck Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Municipal

Location & Zoning

Account Number	0169503
Street Address	3604 CHARMENT CT
City	RALEIGH
State	NC
Zip	27616-9514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO17 TRADEWINDS SUB BM1987-2046
Legal Subdivision	TRADEWINDS SUB
Legal Lot Number	17
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	1
Census Block	1000
Census Tract	54121

Owner

Source: Wake County records, as of September 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3604 CHARMENT CT, RALEIGH, NC 27616-9514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 19, 2021	Intrafamily Transfer, Transfer
Nov 2, 2018	Loan Modification, Mortgage · FHA Mortgage BANK OF NY MELLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2002 · Amount on Record
Deed Sale	May 29, 2002 · Amount on Record
Deed Book / Page	9432 / 2153
Last Transfer Date	Mar 19, 2021
Transfer Doc	185100737
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	3604 CHARMENT CT, RALEIGH, NC 27616-9514
Transaction Type	Mortgage
Record Updated	Apr 15, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019572/44
Date	Mar 28, 2024
Book Page	19572/44

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKE NC
Recording Date	May 19, 2021
Property Address	3604 CHARMENT CT, RALEIGH, NC 27616-9514
Document Number	185100737
Book / Page	18510 / 737
Map Reference	MB 1987 PG 2046
Instrument Date	Mar 19, 2021
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 CHARMENT CT, RALEIGH, NC 27616-9514

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAKE NC
Property Address	3604 CHARMENT CT, RALEIGH, NC 27616-9514
Document Number	173130802
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 CHARMENT CT RALEIGH NC 276169514, RALEIGH, NC 27616-9514

Mortgage

Document Number	173130802
Date	Dec 11, 2018
Book Page	017313/000802

Lender

Name	BANK OF NY MELLON
Type	Bank
Address	NEW YORK, NY 10286

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,939.00 (+48.13%)	$300,179 (+81.55%) Land $125,000 Building $175,179	$300,179 (+81.55%) Land $125,000 Building $175,179
2023	$1,309.00	$165,338 Land $40,000 Building $125,338	$165,338 Land $40,000 Building $125,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRADEWINDS S/D private · serves 442 people · EPA ID NC0392094
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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