3604 Central Ave, Great Falls, MT 59401 Property Records

Cascade County property record for 3604 Central Ave, Great Falls, MT 59401

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,223 sqft · built 1961
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,824 (2026)
Deeds & Mortgages	Aug 2021 Transfer Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0216264`

Property Details

APN / Parcel Number

Primary APN	`R0216264`
Alternative APNs	`02-3016-08-1-13-13-0000` `0000515600` `00515600`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,223 sqft Living Area
1st Floor Area	1,223 sqft
Basement Area	1,031 sqft
Finished Basement	1,031 sqft
Family Room	Family Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000515600
Street Address	3604 CENTRAL AVE
City	GREAT FALLS
State	MT
Zip	59401-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	BOSTON AND GREAT FALLS ADD, S08, T20 N, R04 E, BLOCK 044, LOT 002
Legal Range	04E
Legal Township	20N
Legal Section	08
Legal Subdivision	BOSTON AND GREAT FALLS ADD
Legal Block	44
Legal Lot Number	2
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	1
Census Block	1001
Census Tract	1000

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3604 CENTRAL AVE, GREAT FALLS, MT 59401-3516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Transfer on Death Deed, Transfer
Oct 22, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 13, 2021
Transfer Doc	00R0416195
Record Updated	Oct 29, 2026

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CASCADE MT
Recording Date	Aug 24, 2021
Property Address	3604 CENTRAL AVE, GREAT FALLS, MT 59401-3516
Document Number	00R0416195
Instrument Date	Aug 13, 2021
Instrument	R0416195
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 CENTRAL AVE, GREAT FALLS, MT 59401-3516

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	3604 CENTRAL AVE, GREAT FALLS, MT 59401-3516
Document Number	0000362891
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3604 CENTRAL AVE GREAT FALLS MT 594013516, GREAT FALLS, MT 59401-3516

Mortgage

Document Number	0000362891
Date	Oct 29, 2018
Instrument	362891

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,824.00 (-12.48%)	$304,800 (-)
2025	$2,084.00 (-19.41%)	$304,800 (+22.95%)	$304,800 (+22.95%) Land $48,750 Building $256,050
2023	$2,586.00	$247,900	$247,900 Land $38,250 Building $209,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom, Ziply Fiber.

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