Montgomery County property record for 3604 Cardiff Rd, Chevy Chase, MD 20815
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 5,069 sqft · built 1956 |
| Lot Size | 0.282 acres (12,283 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,450,000 (Jun 2016) |
| Tax Bill | $23,157 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00639275 |
| Primary APN | 07-00639275 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,069 sqft Living Area |
| Gross Area | 5,597 sqft |
| 1st Floor Area | 2,326 sqft |
| Basement Area | 1,085 sqft |
| Finished Basement | 1,085 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Slate |
| Lot Area | 12,283 sqft (0.282 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00639275 |
|---|---|
| Street Address | 3604 CARDIFF RD |
| City | CHEVY CHASE |
| State | MD |
| Zip | 20815-5946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | CHEVY CHASE SEC 10 |
| Legal Subdivision | CHEVY CHASE |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 705100 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3604 CARDIFF RD, CHEVY CHASE, MD 20815-5946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Line of Credit FOUNDERS BANK |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP |
| Jun 21, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2016 · Amount on Record |
| Deed Sale | Jun 29, 2016 · Amount on Record |
| Prior Sale | Feb 19, 1998 · Amount on Record |
| Deed Book / Page | 52342 / 281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3604 CARDIFF RD, CHEVY CHASE, MD 20815-5946 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2021 |
| Title Company | FEDERAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3604 CARDIFF RD, CHEVY CHASE, MD 20815-5946 |
| Document Number | 0648160258 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 64816/258 |
| Name | FOUNDERS BANK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, DC 20016 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3604 CARDIFF RD, CHEVY CHASE, MD 20815-5946 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | FEDERAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0621810349 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 62181/349 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3604 CARDIFF RD, CHEVY CHASE, MD 20815-5946 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0562040445 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 56204/445 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,009,167 (+3.88%) | $2,159,300 (+11.64%) Land $885,000 Building $1,274,300 | |
| 2025 | $23,157.00 (+50.95%) | $1,934,100 (+23.17%) Land $804,500 Building $1,129,600 | $1,934,100 (-) Land $804,500 Building $1,129,600 |
| 2023 | $1,570,233 | $1,934,100 Land $804,500 Building $1,129,600 | |
| 2022 | $15,341.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–1980) |
| Most Recent Claim | Jul 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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