Montgomery County property record for 3604 Bermuda Ct, Olney, MD 20832
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,260 sqft · built 1984 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $345,000 (Aug 2005) |
| Tax Bill | $4,268 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02368218 |
| Primary APN | 08-02368218 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02368218 |
|---|---|
| Street Address | 3604 BERMUDA CT |
| City | OLNEY |
| State | MD |
| Zip | 20832-1746 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R60 |
| Legal Description | OLNEY SQUARE |
| Legal Subdivision | OLNEY SQUARE |
| Legal Block | F |
| Legal Lot Number | 104 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 701312 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3604 BERMUDA CT, OLNEY, MD 20832-1746 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 5, 2026 | Intrafamily Transfer, Transfer |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2005 · Amount on Record |
| Deed Sale | Aug 10, 2005 · Amount on Record |
| Prior Sale | Jan 24, 2003 |
| Deed Document Number | 200524931 |
| Deed Book / Page | 30478 / 76 |
| Last Transfer Date | Oct 12, 2011 |
| Transfer Doc | 0455130030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 5, 2026 |
| Property Address | 3604 BERMUDA CT, OLNEY, MD 20832-1746 |
| Document Number | 0699990052 |
| Book / Page | 69999 / 52 |
| Map Reference | MB 125 PL 14608 |
| Instrument Date | Dec 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3604 BERMUDA CT, OLNEY, MD 20832-1746 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3604 BERMUDA CT, OLNEY, MD 20832-1746 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 3604 BERMUDA CT, OLNEY, MD 20832-1746 |
| Document Number | 0630850001 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 63085/1 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 251 Months |
| Due | Apr 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3604 BERMUDA CT, OLNEY, MD 20832-1746 |
| Document Number | 0582690273 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3604 BERMUDA CT OLNEY MD 208321746, OLNEY, MD 20832-1746 |
| Document Number | 0582690273 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 058269/000273 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Dec 3, 2042 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,600 (+5.75%) | $460,800 (+17.25%) Land $165,300 Building $295,500 | |
| 2025 | $4,268.00 (-7.26%) | $393,000 (+14%) Land $157,500 Building $235,500 | $393,000 (-) Land $157,500 Building $235,500 |
| 2024 | $4,602.00 (+45.04%) | ||
| 2023 | $344,733 | $393,000 Land $157,500 Building $235,500 | |
| 2022 | $3,173.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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