3604 Ashby Ct, Carlsbad, CA 92010 Property Records

San Diego County property record for 3604 Ashby Ct, Carlsbad, CA 92010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,362 sqft · built 1988
Lot Size	0.113 acres (4,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Aug 2004)
Tax Bill	$7,735 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`167-553-34-00`

Property Details

APN / Parcel Number

Primary APN	`167-553-34-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,362 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	4,928 sqft (0.113 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3604 ASHBY CT
City	CARLSBAD
State	CA
Zip	92010-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 231 TR 011588
Legal Subdivision	CARLSBAD COURT
Legal Tract	011588
Legal Block	2
Legal Lot Number	231
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	19803

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3604 ASHBY CT, CARLSBAD, CA 92010-7050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 16, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Apr 12, 2019	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY
Jul 19, 2018	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2004 · Amount on Record
Deed Sale	Aug 11, 2004 · Amount on Record
Prior Sale	Mar 28, 2003 · Amount on Record
Deed Document Number	2004764825
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3604 ASHBY CT, CARLSBAD, CA 92010-7050
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3064 ASHBY CT, CARLSBAD, CA 92010

Mortgage

Document Number	0000816584
Date	Nov 30, 2021
Instrument	2021-0816584

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3604 ASHBY CT, CARLSBAD, CA 92010-7050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 ASHBY CT, CARLSBAD, CA 92010-7050

Mortgage

Document Number	0000627364
Date	Oct 15, 2020
Instrument	2020-0627364

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3604 ASHBY CT, CARLSBAD, CA 92010-7050
Document Number	0000235914
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3604 ASHBY CT CARLSBAD CA 920107050, CARLSBAD, CA 92010-7050

Mortgage

Document Number	0000235914
Date	May 8, 2020
Instrument	235914

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3604 ASHBY CT, CARLSBAD, CA 92010-7050
Document Number	0000139994
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3604 ASHBY CT CARLSBAD CA 920107050, CARLSBAD, CA 92010-7050

Mortgage

Document Number	0000139994
Date	Apr 18, 2019
Instrument	139994

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3604 ASHBY CT, CARLSBAD, CA 92010-7050
Document Number	0000303178
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3604 ASHBY CT CARLSBAD CA 920107050, CARLSBAD, CA 92010-7050

Mortgage

Document Number	0000303178
Date	Jul 25, 2018
Instrument	303178

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$732,159 (+2%) Land $568,670 Building $163,489
2025	$7,735.00 (+4.09%) Homeowner's exemption	$717,804 (+4.04%) Land $557,520 Building $160,284
2023	$7,431.00 (+1.59%) Homeowner's exemption	$689,933 Land $535,872 Building $154,061
2022	$7,315.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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