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3604 3rd Ave, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3604 3rd Ave, Chattanooga, TN 37407

Property Summary

Property TypeSingle Family Home
Details1 ba · 834 sqft · built 1920
Lot Size0.161 acres (7,042 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (May 2024)
Tax Bill$129 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Nov 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN168A J 039

Property Details

APN / Parcel Number

Primary APN168A J 039
Alternative APN
  • 0000107685

Interior

Full Baths1 Bath
Stories1 Story
Building Area834 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1945
Exterior MaterialComposition/Composite
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,042 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50.3 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Account Number0000107685
Street Address3604 3RD AVE
CityCHATTANOOGA
StateTN
Zip37407-2013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description0151 13 20 LOT 3 BLK 104 EAST END LAND CO ADDN NO 1 PB 2 PG 22
Legal SubdivisionEAST END LAND COMPANYS ADDITION ONE
Legal Tract1
Legal Block104
Legal Lot Number3
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group4
Census Block4024
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3500 3RD AVE, CHATTANOOGA, TN 37407-2011
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2022Deed of Trust, Mortgage · Line of Credit
TENNESSEE VALLEY FCU
Nov 21, 2022Deed of Trust, Mortgage · Line of Credit
ANDREW JOHNSON BANK
May 8, 2024Warranty Deed, Transfer
KEY TITLE AND ESCROW, KEY TITLE & ESCROW
Sep 28, 2022Warranty Deed, Transfer
RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC
Dec 1, 2020Deed of Trust, Construction Loan · Construction Mortgage
TENNESSEE VLY FCU
Jun 26, 2020Quit Claim Deed, Transfer
TITLE SERVICES/TN, TITLE SVCS/TN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2024 · Amount on Record
Deed SaleMay 8, 2024 · Amount on Record
Prior SaleSep 14, 2015 · Amount on Record
Deed Document Number202424
Deed Book / Page13586 / 295
Prior Transfer DateMar 31, 2006
Prior Transfer Doc0000000183
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address3604 3RD AVE, CHATTANOOGA, TN 37407-2013
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, 1ST CHOICE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1701 BROAD ST 410, 410, CHATTANOOGA, TN 37408-1763

Mortgage

Document Number0000000232
DateMay 3, 2022
Book Page12944/616
Instrument2022050300232
Lender
NameTENNESSEE VALLEY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address3604 3RD AVE, CHATTANOOGA, TN 37407-2013
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyEQUI TITLE INC, EQUITY TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000078
DateNov 21, 2022
Book Page13147/278
Instrument2022112100078
Lender
NameANDREW JOHNSON BANK
TypeBank
AddressCLEVELAND, TN 37311
Agreement
TypeLine of Credit
AmountAmount Recorded
Term246 Months
DueMay 18, 2043

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 8, 2024
Property Address3604 3RD AVE, CHATTANOOGA, TN 37407-2013
Document Number0000000024
Book / Page13586 / 295
Map ReferenceMB 2 PG 22
Instrument DateMay 2, 2024
Instrument2024050800024
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyKEY TITLE AND ESCROW, KEY TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$92.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 3RD AVE, CHATTANOOGA, TN 37407-2011

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 28, 2022
Property Address3604 3RD AVE, CHATTANOOGA, TN 37407-2013
Document Number0000000196
Book / Page13101 / 701
Map ReferenceMB 2 PG 22
Instrument DateSep 23, 2022
Instrument2022092800196
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyRINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$490.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9507 E BRAINERD RD, CHATTANOOGA, TN 37421-4802

December 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateDec 1, 2020
Property Address3604 3RD AVE, CHATTANOOGA, TN 37407-2013
Document Number1201000327
Book / Page012253 / 000119
Instrument DateNov 25, 2020
Instrument201201000327
Transaction TypeConstruction Loan
Record UpdatedDec 17, 2020
Title CompanyFIRST CHOICE, 1ST CHOICE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3506 HOYT ST CHATTANOOGA TN 374111521, CHATTANOOGA, TN 37411-1521

Mortgage

Document Number1201000327
DateDec 1, 2020
Book Page012253/000119
Instrument201201000327
Lender
NameTENNESSEE VLY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 30, 2021

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJun 26, 2020
Property Address3604 3RD AVE, CHATTANOOGA, TN 37407-2013
Document Number0626000295
Book / Page012052 / 000174
Instrument DateJun 19, 2020
Instrument200626000295
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyTITLE SERVICES/TN, TITLE SVCS/TN

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1606 WILLIAMS ST #408 CHATTANOOGA TN 374081170, 408, CHATTANOOGA, TN 37408-1170

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$129.00 (-7.86%)$8,525 (+35.86%)$34,100 (+35.86%) Land $30,000 Building $4,100
2024$140.00$6,275 (-)$25,100 (-) Land $10,000 Building $15,100
2023$140.00$6,275 (-)$25,100 (-) Land $10,000 Building $15,100
2022$140.00$6,275$25,100 Land $10,000 Building $15,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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