3603 Watson Rd, Indianapolis, IN 46205 Property Records

Marion County property record for 3603 Watson Rd, Indianapolis, IN 46205

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,768 sqft · built 1927
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Sep 2022)
Tax Bill	$4,695 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-06-24-100-023.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-06-24-100-023.000-101`
Alternative APN	`1018815`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	884 sqft
2nd Floor Area	884 sqft
Basement Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	142 ft deep x 69 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1018815
Old Parcel Number	1018815
Street Address	3603 WATSON RD
City	INDIANAPOLIS
State	IN
Zip	46205-3547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATSON PARK ADD L16
Legal Range	03
Legal Township	16
Legal Section	24
Legal Subdivision	N PARK ADDITTION
Legal Lot Number	16
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3020
Census Tract	350400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Watson Park Historic District listed 2012 · 406 contributing resources · NRIS 12000336

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3603 WATSON RD, INDIANAPOLIS, IN 46205-3547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK RICHMOND NA
Sep 26, 2022	Warranty Deed, Transfer · Conventional Mortgage MJW FINANCIAL LLC
Nov 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Nov 23, 2021 · Amount on Record
Deed Document Number	A202200106373
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	3603 WATSON RD, INDIANAPOLIS, IN 46205-3547
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000769
Date	Jan 3, 2022
Instrument	A202200000769

Lender

Name	FIRST BANK RICHMOND NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Dec 29, 2023

Interest

Rate Type	Fixed Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Sep 26, 2022
Property Address	3603 WATSON RD, INDIANAPOLIS, IN 46205-3547
Document Number	0000106373
Map Reference	PB 21 PG 183
Instrument Date	Sep 14, 2022
Instrument	A202200106373
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 WATSON RD, INDIANAPOLIS, IN 46205-3547

Mortgage

Document Number	0000106374
Date	Sep 26, 2022
Instrument	A202200106374

Lender

Name	MJW FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Max Rate At Change	10.6%
Index	Other
Margin	3

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Nov 23, 2021
Property Address	3603 WATSON RD, INDIANAPOLIS, IN 46205-3547
Document Number	0000156297
Map Reference	PB 21 PG 183
Instrument Date	Nov 1, 2021
Instrument	A202100156297
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 E 16TH ST, INDIANAPOLIS, IN 46202-2502
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,695.00 (+106.83%) Homeowner's exemption	$392,600 (+103.1%) Land $52,600 Building $340,000	$392,600 (+103.1%) Land $52,600 Building $340,000
2022	$2,270.00 (-40.47%)	$193,300 Land $11,000 Building $182,300	$193,300 Land $11,000 Building $182,300
2021	$3,813.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile, Xiber.

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