3603 W 404th Rd, Bertrand, MO 63823 Property Records

Mississippi County property record for 3603 W 404th Rd, Bertrand, MO 63823

Property Summary

Property TypeRural Home
Details4 bd · 2,250 sqft · built 1973
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Tax Bill$820 (2025)
Deeds & MortgagesSep 2026 Mortgage
APN10-5.0-16-000-000-005.001

Property Details

APN / Parcel Number

Primary APN10-5.0-16-000-000-005.001
Alternative APN
  • 1205000

Interior

Bedrooms4 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area2,250 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Exterior MaterialCombination
Foundation TypeRetaining Wall
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
Lot Dimensions21.2 ft deep x 417 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1205000
Street Address3603 W 404TH RD
CityBERTRAND
StateMO
Zip63823-9185
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionTR IN N 1/2 NW S HWY
JurisdictionMISSISSIPPI MO
Township / Civil DivisionLONG PRAIRIE
Census Block Group3
Census Block3047
Census Tract950100

Owner

Source: Mississippi County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address3301 W 404TH RD, BERTRAND, MO 63823-9182
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2025
Deed SaleJun 9, 2025
Deed Document Number0000733277
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSISSIPPI MO
Recording DateSep 17, 2026
Property Address3603 W 404TH RD, BERTRAND, MO 63823-9185
Document Number0000001340
Book / Page746 / 168
Instrument DateSep 17, 2026
Instrument20261340
Transaction TypeMortgage
Record UpdatedSep 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 NORVAL ST, SIKESTON, MO 63801-3758

Mortgage

Document Number0000001340,
DateSep 17, 2026
Book Page746/168
Instrument20261340
Lender
NameFLANAGAN STATE BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Mississippi County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyMississippi County
Unified School DistrictCharleston R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$820.00 (+3.67%)$17,330 (+3.59%)$91,600 (+3.62%) Land $9,000 Building $82,600
2023$791.00$16,730$88,400 Land $9,000 Building $79,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims2 (2006–2008)
Most Recent ClaimApr 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMISSISSIPPI COUNTY PWSD 1
serves 3,000 people · EPA ID MO4021178
Water SourcePurchased groundwater from several systems
Last State InspectionDec 2024
Lead6 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2022
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: GoSEMO.

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