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3603 Umbrella Ct, Tavares, FL 32778 Property Records

Lake County property record for 3603 Umbrella Ct, Tavares, FL 32778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,865 sqft · built 2014
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Jun 2020)
Tax Bill$3,353 (2024)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-20-25-0101-000-05100

Property Details

APN / Parcel Number

Primary APN13-20-25-0101-000-05100
Alternative APNs
  • 252013010100005100
  • 3887615

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,865 sqft Living Area
Gross Area2,265 sqft
1st Floor Area1,740 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,500 sqft (0.126 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area125 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3887615
Street Address3603 UMBRELLA CT
CityTAVARES
StateFL
Zip32778-6202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK BEND REPLAT PB 65 PG 21-24 LOT 51 ORB 5479 PG 2330
Legal Range25E
Legal Township20S
Legal Section13
Legal SubdivisionOAK BEND REPLAT
Legal TractLA-6
Legal Lot Number51
JurisdictionLAKE FL
Township / Civil DivisionTAVARES
Census Block Group2
Census Block2010
Census Tract30805

Owner

Source: Lake County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3603 UMBRELLA CT, TAVARES, FL 32778-6202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2020 · Amount on File
Deed SaleJun 3, 2020 · Amount on File
Prior SaleOct 3, 2019 · Amount on File
Deed Document Number202059481
Deed Book / Page5479 / 2330
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJun 3, 2020
Property Address3603 UMBRELLA CT, TAVARES, FL 32778-6202
Document Number0054792330
Book / Page5479 / 2330
Map ReferenceMB 65 PG 21-24
Instrument DateMay 22, 2020
Instrument2020059481
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyA & B T&E SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2381 MARTINS RUN, 2381, TAVARES, FL 32778-5199

Transferred To (Grantee/Buyer)

NameVerified Name
Address3603 UMBRELLA CT, TAVARES, FL 32778-6202

Mortgage

Document Number0054792331
DateJun 3, 2020
Instrument5479/2331
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityTavares City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,420 (+2.9%)$258,053 (-) Land $47,450 Building $210,603
2025$220,040 (+5.98%) Land $47,450 Building $172,590$258,053 (+2.96%) Land $47,450 Building $210,603
2024$3,353.00 (+5.44%)
2023$3,180.00 (+0.98%) Homeowner's exemption$207,620 (+3%)$250,623 (-) Land $47,450 Building $203,173
2022$3,149.00 Homeowner's exemption$201,580$250,623 Land $47,450 Building $203,173

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTAVARES WATER DEPARTMENT (4 WPS)
serves 22,007 people · EPA ID FL3351333
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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