3603 Stubby Ave, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 3603 Stubby Ave, Johnsburg, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 ba · 924 sqft · built 1940
Lot Size	0.179 acres (7,812 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Apr 2018)
Deeds & Mortgages	Mar 2022 Mortgage May 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-18-153-011`

Property Details

APN / Parcel Number

Primary APN	`10-18-153-011`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	924 sqft

Exterior

Year Built	Built 1940
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,812 sqft
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Deck Area	12 sqft

Location & Zoning

Street Address	3603 STUBBY AVE
City	JOHNSBURG
State	IL
Zip	60051-8233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0011306 LT 7 NIESENS SUNRISE VIEW SUB
Legal Range	09E
Legal Township	45N
Legal Section	18
Legal Subdivision	NIESENS SUNRISE VIEW
Legal Block	7
Legal Lot Number	7
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1009
Census Tract	870703

Owner

3603 Stubby Ave is owned and occupied by an individual who bought it in April 2018.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	3603 STUBBY AVE, JOHNSBURG, IL 60051-8233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
May 12, 2020	Loan Modification, Mortgage · FHA Mortgage LAND HM FIN'L SVCS INC
May 12, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 10, 2018	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2018 · Amount on File
Deed Sale	Apr 10, 2018 · Amount on File
Prior Sale	Mar 6, 2014 · Amount on File
Deed Document Number	2018R0011306
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3603 STUBBY AVE, JOHNSBURG, IL 60051-8233
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 STUBBY AVE, JOHNSBURG, IL 60051-8233

Mortgage

Document Number	0000011253
Date	Mar 25, 2022
Instrument	2022R0011253

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	3603 STUBBY AVE, JOHNSBURG, IL 60051-8233
Document Number	0000026932
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 STUBBY AVE JOHNSBURG IL 600518233, JOHNSBURG, IL 60051-8233

Mortgage

Document Number	0000026932
Date	Jul 17, 2020
Instrument	26932

Lender

Name	LAND HM FIN'L SVCS INC
Address	LAKE ZURICH, IL 60047

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3603 STUBBY AVE, JOHNSBURG, IL 60051-8233
Document Number	0000024496
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 STUBBY AVE JOHNSBURG IL 600518233, JOHNSBURG, IL 60051-8233

Mortgage

Document Number	0000024496
Date	Jul 2, 2020
Instrument	24496

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 10, 2018
Property Address	3603 STUBBY AVE, JOHNSBURG, IL 60051-8233
Document Number	0000011306
Map Reference	MB5 PG34
Instrument Date	Apr 3, 2018
Instrument	2018R0011306
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	BAIRD & WARNER TITLE SVCS IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 N STRUBBY AVE, JOHNSBURG, IL 60051-8233

Mortgage

Document Number	0000011307
Date	Apr 10, 2018
Instrument	2018R0011307

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Johnsburg Village
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$36,221 Land $4,018 Building $32,203	$108,663 Land $12,054 Building $96,609

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3603 Stubby Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	13 (1983–2017)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Sep 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3603 Stubby Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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