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3603 Riverbirch Trace Ct, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3603 Riverbirch Trace Ct, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,310 sqft · built 1979
Lot Size0.415 acres (18,077 sqft)
OwnerIndividual Name on File
Last Sale$251,000 (Jan 2018)
Tax Bill$3,906 (2026)
Deeds & MortgagesFeb 2021 Refinance
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN726-68-47-43-400-000

Property Details

APN / Parcel Number

Primary APN726-68-47-43-400-000
Alternative APNs
  • 047110300000021
  • 393768001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,310 sqft Finished Area
1st Floor Area1,114 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialWood Shingle
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area18,077 sqft (0.415 acres)

Exterior Amenities

PorchPatio
Porch Area233 sqft
Deck Area290 sqft
Patio Area290 sqft
Balcony Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number393768001
Street Address3603 RIVERBIRCH TRACE CT
CityMIDLOTHIAN
StateVA
Zip23112-4641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal DescriptionRIVERBIRCH TRACE L 21
Legal SubdivisionRIVERBIRCH TRACE
Legal Lot Number21
JurisdictionCHESTERFIELD VA
Township / Civil DivisionCLOVER HILL
Census Block Group1
Census Block1000
Census Tract100912

Owner

3603 Riverbirch Trace Ct is owned and occupied by an individual who bought it in January 2018.

Source: Chesterfield County records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address3603 RIVERBIRCH TRACE CT, MIDLOTHIAN, VA 23112-4641
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ATLANTIC COAST MORTGAGE LLC
Jan 10, 2018Warranty Deed, Transfer · FHA Mortgage
FIRST HERITAGE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2018 · Amount on File
Deed SaleJan 10, 2018 · Amount on File
Prior SaleNov 30, 2012 · Amount on File
Deed Document Number20181069
Deed Book / Page11868 / 151
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3603 RIVERBIRCH TRACE CT, MIDLOTHIAN, VA 23112-4641
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013234-396
DateFeb 9, 2021
Book Page13234/396
Instrument2021008718
Lender
NameATLANTIC COAST MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateJan 10, 2018
Property Address3603 RIVERBIRCH TRACE CT, MIDLOTHIAN, VA 23112-4641
Document Number11868151
Book / Page011868 / 000151
Instrument DateJan 2, 2018
Instrument1069
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$251.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3603 RIVERBIRCH TRACE CT MIDLOTHIAN VA 231124641, MIDLOTHIAN, VA 23112-4641

Mortgage

Document Number11868154
DateJan 10, 2018
Book Page011868/000154
Instrument1070
Lender
NameFIRST HERITAGE MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3603 Riverbirch Trace Ct was $3,906.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,906.00$436,100 (-) Land $75,000 Building $361,100$436,100 (-) Land $75,000 Building $361,100
2025$436,100 Land $75,000 Building $361,100$436,100 Land $75,000 Building $361,100
2023$3,451.00$376,500 Land $71,000 Building $305,500$376,500 Land $71,000 Building $305,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3603 Riverbirch Trace Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims7 (1979–2020)
Most Recent ClaimAug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3603 Riverbirch Trace Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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