Richland County property record for 3603 Phillips St, Columbia, SC 29203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,494 sqft · built 1910 |
| Lot Size | 0.126 acres (5,520 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $28,200 (Aug 2020) |
| Tax Bill | $2,188 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09112-05-04 |
| Primary APN | 09112-05-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,494 sqft Heated Area |
| Gross Area | 1,585 sqft |
| 1st Floor Area | 1,494 sqft |
| Flooring | Cork |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,520 sqft (0.126 acres) |
| Porch | Slab |
| Porch Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00171110 |
|---|---|
| Street Address | 3603 PHILLIPS ST |
| City | COLUMBIA |
| State | SC |
| Zip | 29203-6461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG-2 |
| Legal Description | 104X112X104X112 #SU #PR |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 200 |
3603 Phillips St is owned by two individuals who bought it in August 2020.
Source: Richland County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 596 LINCOLN AVE, POMONA, CA 91767-4010 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FINANCE OF AMERICA COMMERCIAL |
| Mar 31, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CAROLINA COLLEGIATE FCU |
| Aug 1, 2020 | Grant Deed, Transfer · Line of Credit CARO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2020 · Amount on File |
| Deed Sale | Aug 1, 2020 · Amount on File |
| Deed Document Number | 202038156 |
| Deed Book / Page | 2513 / 3768 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 3603 PHILLIPS ST, COLUMBIA, SC 29203-6461 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0025980450 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 2598/450 |
| Instrument | 2021017016 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 8, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 3603 PHILLIPS ST, COLUMBIA, SC 29203-6461 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 56 LINCOLN AVENUE, POMONA, CA 91767 |
| Document Number | 0026032976 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 2603/2976 |
| Instrument | 2021020538 |
| Name | CAROLINA COLLEGIATE FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29209 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 1, 2020 |
| Property Address | 3603 PHILLIPS ST, COLUMBIA, SC 29203-6461 |
| Document Number | 2513/3768 |
| Book / Page | 002513 / 003768 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 38156 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $104.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 596 LINCOLN AVE POMONA CA 917674010, POMONA, CA 91767-4010 |
| Document Number | 2513/3772 |
|---|---|
| Date | Aug 1, 2020 |
| Book Page | 002513/003772 |
| Instrument | 38157 |
| Name | CARO FCU |
|---|---|
| Address | COLUMBIA, SC 29209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3603 Phillips St was $2,188.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,188.00 | $78,300 (-) | $148,500 (-) Land $8,300 Building $140,200 |
| 2024 | $78,300 (+2,774.45%) | $148,500 (+118.06%) Land $8,300 Building $140,200 | |
| 2023 | $1,956.00 | $2,724 | $68,100 |
| 2021 | $1,987.00 | $4,090 | $68,100 Land $5,800 Building $62,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3603 Phillips St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3603 Phillips St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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