McHenry County property record for 3603 Pebble Crk, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,541 sqft · built 1999 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,000 (Sep 1999) |
| Deeds & Mortgages | Nov 2017 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02-379-010 |
| Primary APN | 14-02-379-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,541 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 532 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3603 PEBBLE CRK |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-6457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0008419 LT 72 HILLSIDE SUB |
| Legal Range | 08E |
| Legal Township | 44N |
| Legal Section | 02 |
| Legal Subdivision | HILLSIDE |
| Legal Block | 379 |
| Legal Lot Number | 72 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 870809 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3603 PEBBLE CRK, MCHENRY, IL 60050-6457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2017 | Deed of Trust, Mortgage · ARM CHERRY CREEK MORTGAGE CO INC |
| Jul 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Feb 27, 2017 | Loan Modification, Mortgage · Conventional Mortgage FIRST NAT'L BK/MCHENRY |
| Mar 9, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 1999 · Amount on Record |
| Deed Sale | Sep 20, 1999 · Amount on Record |
| Prior Sale | Sep 20, 1999 · Amount on Record |
| Deed Document Number | 0000065744 |
| Deed Book / Page | 1402 |
| Last Transfer Date | Mar 9, 2017 |
| Transfer Doc | 0000008419 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3603 PEBBLE CRK, MCHENRY, IL 60050-6457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000041876 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 2017R0041876 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Margin | 5 |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3603 PEBBLE CRK, MCHENRY, IL 60050-6457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000025697 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 2018R0025697 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate | 5% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3603 PEBBLE CRK, MCHENRY, IL 60050-6457 |
| Document Number | 0000008828 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3603 PEBBLE CRK MCHENRY IL 600506457, MCHENRY, IL 60050-6457 |
| Document Number | 0000008828 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 8828 |
| Name | FIRST NAT'L BK/MCHENRY |
|---|---|
| Type | Bank |
| Address | MCHENRY, IL 60051-0338 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 12, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 9, 2017 |
| Property Address | 3603 PEBBLE CRK, MCHENRY, IL 60050-6457 |
| Document Number | 0000008419 |
| Instrument Date | Nov 8, 2016 |
| Instrument | 8419 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3603 PEBBLE CRK MCHENRY IL 600506457, MCHENRY, IL 60050-6457 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $80,282 Land $18,357 Building $61,925 | $240,846 Land $55,071 Building $185,775 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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