3603 Lakecrest Dr, Killeen, TX 76549 Property Records

Bell County property record for 3603 Lakecrest Dr, Killeen, TX 76549

Property Summary

Property Type	Single Family Home
Details	1,853 sqft · built 2003
Lot Size	0.312 acres (13,588 sqft)
Owner	Individual Name on Record
Tax Bill	$4,779 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0197121378`

Property Details

APN / Parcel Number

Primary APN	`0197121378`
Alternative APNs	`239917` `815139`

Interior

Stories	1 Story
Building Area	1,853 sqft Living Area
1st Floor Area	1,853 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,588 sqft (0.312 acres)
Lot Dimensions	205 ft deep x 65 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	256 sqft

Location & Zoning

Street Address	3603 LAKECREST DR
City	KILLEEN
State	TX
Zip	76549-4338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKECREST ADDITION PHASE FOUR, BLOCK 001, LOT 0024
Legal Subdivision	LAKECREST ADDITION PHASE FOUR
Legal Block	1
Legal Lot Number	24
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	2
Census Block	2000
Census Tract	23113

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33334 AGUA DULCE CANYON RD, AGUA DULCE, CA 91390-4640
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 8, 2024	Vendor's Lien, Transfer · VA Mortgage LOWER LLC
Dec 22, 2023	Warranty Deed, Transfer NOT AVAILABLE, OSN TEXAS LLC PLANO BRANCH
Sep 2, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 14, 2021	Foreclosure · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2024
Deed Sale	Oct 24, 2024
Prior Sale	Mar 8, 2024 · Amount on Record
Deed Document Number	202446916
Prior Transfer Date	Aug 2, 2016
Prior Transfer Doc	0000030913
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3603 LAKECREST DR, KILLEEN, TX 76549-4338
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT OF TX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 LAKECREST DR, KILLEEN, TX 76549-4338

Mortgage

Document Number	0000057128
Date	Nov 19, 2025
Instrument	2025057128

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 8, 2024
Property Address	3603 LAKECREST DR, KILLEEN, TX 76549-4338
Document Number	0000009987
Map Reference	CAB C SL 258-B
Instrument Date	Mar 7, 2024
Instrument	2024009987
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	OSN TEXAS, OSN TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 LAKECREST DR, KILLEEN, TX 76549-4338

Mortgage

Document Number	0000009988
Date	Mar 8, 2024
Instrument	2024009988

Lender

Name	LOWER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Dec 22, 2023
Property Address	3603 LAKECREST DR, KILLEEN, TX 76549-4338
Document Number	0000056028
Map Reference	CAB C SL 258-B
Instrument Date	Dec 21, 2023
Instrument	2023056028
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	NOT AVAILABLE, OSN TEXAS LLC PLANO BRANCH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3603 LAKECREST DR, KILLEEN, TX 76549-4338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046576
Date	Sep 2, 2020
Instrument	2020-00046576

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Oct 1, 2046

July 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	BELL TX
Recording Date	Jul 14, 2021
Property Address	3603 LAKECREST DR, KILLEEN, TX 76549-4338
Document Number	0000044763
Map Reference	CAB A SL 298-C
Instrument Date	Dec 28, 2005
Instrument	2021044763
Transaction Type	Foreclosure
Record Updated	Jan 5, 2024
Title Company	VT TITLE SERVICES, AVT TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 PASEO DEL PLATA STE 200, 200, TEMPLE, TX 76502-3490
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044748
Date	Jul 14, 2021
Instrument	2021044748

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Killeen City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,779.00 (+3.46%)	$239,417 (-1.89%) Land $38,000 Building $201,417	$239,417 (-1.89%) Land $38,000 Building $201,417
2023	$4,619.00 (+11.79%)	$244,023 (+24.29%) Land $23,000 Building $221,023	$244,023 (+24.29%) Land $23,000 Building $221,023
2022	$4,132.00	$196,341 Land $23,000 Building $173,341	$196,341 Land $23,000 Building $173,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, T-Mobile.

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