3603 Harmony Hwy, Harmony, NC 28634 Property Records

Iredell County property record for 3603 Harmony Hwy, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,385 sqft · built 1947
Lot Size	0.656 acres (28,575 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Dec 2022)
Tax Bill	$616 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4871-62-9819.000`

Property Details

APN / Parcel Number

Primary APN	`4871-62-9819.000`
Alternative APNs	`80082969` `80098080`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,385 sqft Heated Area
Gross Area	3,354 sqft
1st Floor Area	1,955 sqft
Basement Area	594 sqft
Unfinished Basement	594 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1950
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	28,575 sqft (0.656 acres)
Lot Dimensions	224 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80098080
Street Address	3603 HARMONY HWY
City	HARMONY
State	NC
Zip	28634-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	L8-9 R S SHORE LAND PB 4-19
Legal Subdivision	EAGLE MILLS SOUTH
Legal Block	62
Legal Lot Number	8-9
Jurisdiction	IREDELL NC
Township / Civil Division	EAGLE MILLS
Census Block Group	3
Census Block	3030
Census Tract	60801

Owner

3603 Harmony Hwy is owned and occupied by two individuals who bought it in December 2022.

Source: Iredell County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3603 HARMONY HWY, HARMONY, NC 28634-9439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 8, 2022	Warranty Deed, Transfer
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on File
Deed Sale	Dec 8, 2022 · Amount on File
Prior Sale	Jun 11, 2021 · Amount on File
Deed Book / Page	2963 / 1713
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	3603 HARMONY HWY, HARMONY, NC 28634-9439
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029902487
Date	May 9, 2023
Book Page	2990/2487

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	WILKESBORO, NC 28697

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 8, 2022
Property Address	3603 HARMONY HWY, HARMONY, NC 28634-9439
Document Number	0029631713
Book / Page	2963 / 1713
Map Reference	MB 4 PG 19
Instrument Date	Dec 8, 2022
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3603 HARMONY HWY, HARMONY, NC 28634-9439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 HARMONY HWY, HARMONY, NC 28634-9439

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 11, 2021
Property Address	3603 HARMONY HWY, HARMONY, NC 28634-9439
Document Number	0028211503
Book / Page	2821 / 1503
Map Reference	MB 4 PG 19
Instrument Date	Jun 8, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	NORTH CAROLINA TITLE CTR LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1447 SAWYER AVE, 1447, HIGH POINT, NC 27265-9234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 HARMONY HWY, HARMONY, NC 28634-9439

Mortgage

Document Number	0028211505
Date	Jun 11, 2021
Book Page	2821/1505

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3603 Harmony Hwy was $616.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,250 (-) Land $7,700 Building $86,550	$94,250 (-) Land $7,700 Building $86,550
2025	$616.00	$94,250 (-) Land $7,700 Building $86,550	$94,250 (-) Land $7,700 Building $86,550
2024	$616.00	$94,250 (-) Land $7,700 Building $86,550	$94,250 (-) Land $7,700 Building $86,550
2023	$616.00 (+29.41%)	$94,250 (+40.78%) Land $7,700 Building $86,550	$94,250 (+40.78%) Land $7,700 Building $86,550
2022	$476.00	$66,950 Land $7,700 Building $59,250	$66,950 Land $7,700 Building $59,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3603 Harmony Hwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3603 Harmony Hwy is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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