3603 Harmann Estates Dr, Bridgeton, MO 63044 Property Records

St. Louis County property record for 3603 Harmann Estates Dr, Bridgeton, MO 63044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 2011
Lot Size	0.538 acres (23,444 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,900 (May 2019)
Tax Bill	$5,322 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12N-52-0296`

Property Details

APN / Parcel Number

Primary APN	`12N-52-0296`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,704 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	23,444 sqft (0.538 acres)
Lot Dimensions	208 ft deep x 192 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	48 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3603 HARMANN ESTATES DR
City	BRIDGETON
State	MO
Zip	63044-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HARMANN ESTATES PLAT ONE LOT 1
Legal Subdivision	HARMANN ESTATES PLAT ONE
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	NORTHWEST
Census Block Group	1
Census Block	1003
Census Tract	213203

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3603 HARMANN ESTATES DR, BRIDGETON, MO 63044-2809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 22, 2019	Warranty Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	Jul 6, 2018
Deed Document Number	2019571
Deed Book / Page	23536 / 2882
Prior Transfer Date	May 17, 2018
Prior Transfer Doc	02309900641
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3603 HARMANN ESTATES DR, BRIDGETON, MO 63044-2809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 HARMANN ESTATES DR, BRIDGETON, MO 63044-2809

Mortgage

Document Number	0240981087
Date	Jun 18, 2020
Book Page	24098/1087
Instrument	2020061800180

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 22, 2019
Property Address	3603 HARMANN ESTATES DR, BRIDGETON, MO 63044-2809
Document Number	0235362882
Book / Page	023536 / 002882
Instrument Date	May 20, 2019
Instrument	571
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3603 HARMANN ESTATES DR BRIDGETON MO 630442809, BRIDGETON, MO 63044-2809

Mortgage

Document Number	235362885
Date	May 22, 2019
Book Page	023536/002885
Instrument	572

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Bridgeton City
County	St. Louis County
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,250 (-) Land $14,880 Building $55,370	$369,700 (-) Land $78,300 Building $291,400
2025	$5,322.00 (+16.76%)	$70,250 (+24.73%) Land $14,880 Building $55,370	$369,700 (+24.73%) Land $78,300 Building $291,400
2024	$4,558.00 (-0.39%)
2023	$4,576.00 (+2.83%)	$56,320 (+13.23%) Land $11,690 Building $44,630	$296,400 (+13.22%) Land $61,500 Building $234,900
2022	$4,450.00	$49,740 Land $8,510 Building $41,230
2021			$261,800 Land $44,800 Building $217,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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