3603 Guru Ct, Ceres, CA 95307 Property Records

Stanislaus County property record for 3603 Guru Ct, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,058 sqft · built 2023
Lot Size	0.253 acres (11,022 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Jan 2026)
Tax Bill	$6,381 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086-039-026-000`

Property Details

APN / Parcel Number

Primary APN	`086-039-026-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,058 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Lot Area	11,022 sqft (0.253 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	3603 GURU CT
City	CERES
State	CA
Zip	95307-8025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE ESTATES PHASE 2 (45M18) BLK 4123 LOT 8
Legal Subdivision	CAMBRIDGE ESTATES
Legal Block	4123
Legal Lot Number	8
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2000
Census Tract	2505

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3603 GURU CT, CERES, CA 95307-8025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Grant Deed, Transfer · Conventional Mortgage EQUITY SMART HOME LOANS INC
Dec 5, 2023	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Prior Sale	Dec 5, 2023 · Amount on Record
Deed Document Number	20263723
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 27, 2026
Property Address	3603 GURU CT, CERES, CA 95307-8025
Document Number	0000003723
Map Reference	MB 45 PG 18
Instrument Date	Jan 22, 2026
Instrument	2026-0003723
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3603 GURU CT, CERES, CA 95307-8025

Mortgage

Document Number	0000003724
Date	Jan 27, 2026
Instrument	2026-0003724

Lender

Name	EQUITY SMART HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 5, 2023
Property Address	3603 GURU CT, CERES, CA 95307-8025
Document Number	0000056875
Map Reference	MB 45 PG 18
Instrument Date	Nov 13, 2023
Instrument	2023-0056875
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3603 GURU CT, CERES, CA 95307-8025

Mortgage

Document Number	0000056876
Date	Dec 5, 2023
Instrument	2023-0056876

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,381.00 (-0.06%)	$556,614 (+2%) Land $218,484 Building $338,130
2025	$6,385.00 (+473.16%)	$545,700 (+444.27%) Land $214,200 Building $331,500
2023	$1,114.00	$100,263 Land $100,263

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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