3603 Ethel Ave, Waco, TX 76707 Property Records

McLennan County property record for 3603 Ethel Ave, Waco, TX 76707

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 624 sqft · built 1947
Lot Size0.184 acres (8,000 sqft)
Owner2 Individual Names on File
Last Sale$105,070 (May 2024)
Tax Bill$487 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN48-034100-013700-9

Property Details

APN / Parcel Number

Primary APN48-034100-013700-9
Alternative APNs
  • 4803410001370090111
  • 186596

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area624 sqft Living Area
1st Floor Area624 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1969
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area8,000 sqft (0.184 acres)
Lot Dimensions160 ft deep x 50 ft wide
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3603 ETHEL AVE
CityWACO
StateTX
Zip76707-1737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionQUEEN CREST LOT 11 BLOCK 8 ACRES .1837
Legal SubdivisionQUEEN CREST
Legal Block8
Legal Lot Number11
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3022
Census Tract2700

Owner

3603 Ethel Ave is owned and occupied by two individuals who bought it in May 2024.

Source: McLennan County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address3603 ETHEL AVE, WACO, TX 76707-1737
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2024 · Amount on File
Deed SaleMay 20, 2024 · Amount on File
Prior SaleMay 9, 2012
Deed Document Number202414909
Prior Transfer DateFeb 1, 2009
Prior Transfer Doc0000019942
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3603 ETHEL AVE, WACO, TX 76707-1737
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016473
DateMay 20, 2019
Instrument2019016473
Lender
NameCENTRAL NATIONAL BANK
TypeSubprime Lender
AddressWOODWAY, TX 76712
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3603 Ethel Ave was $487 with exemptions applied, down 3.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$111,659 (+1%)$111,894 (-4.65%) Land $23,440 Building $88,454
2025$487.00 (-3.18%) Homeowner's exemption Senior Citizen's exemption$101,508 Land $21,280 Building $96,070$117,350 Land $21,280 Building $96,070
2024$503.00
2023$86,380 Land $21,280 Building $65,100$86,380 Land $21,280 Building $65,100
2022$1,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3603 Ethel Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1981–2026)
Most Recent ClaimJun 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3603 Ethel Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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