FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2758 LOTUS ST, PLEASANTON, CA 94588-8431
Mortgage
Document Number
0000001932
Date
Mar 15, 2021
Instrument
202103151932
Lender
Name
ARCUS LENDING INC
Type
Non-Lending Institution
Address
SAN JOSE, CA 95128
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
181 Months
Due
Apr 1, 2036
May 2022: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SACRAMENTO CA
Recording Date
May 3, 2022
Property Address
3603 ESPLANADE CIR, FOLSOM, CA 95630-7380
Document Number
0000000715
Map Reference
MB 20031020 PG 2605
Instrument Date
Apr 30, 2022
Instrument
2022050300715
Transaction Type
Transfer
Record Updated
Jun 7, 2023
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Living Trust
Address
2758 LOTUS ST, PLEASANTON, CA 94588-8431
March 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
3603 ESPLANADE CIR, FOLSOM, CA 95630-7380
Transaction Type
Mortgage
Record Updated
Mar 26, 2021
Title Company
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2758 LOTUS ST, PLEASANTON, CA 94588-8431
Mortgage
Document Number
3150000001932
Date
Mar 15, 2021
Book Page
20210315/1932
Lender
Name
ARCUS LENDING INC
Type
Non-Lending Institution
Address
SAN JOSE, CA 95128
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
181 Months
Due
Apr 1, 2036
March 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
3603 ESPLANADE CIR, FOLSOM, CA 95630-7380
Document Number
2004080199
Instrument Date
Mar 20, 2020
Transaction Type
Mortgage
Record Updated
May 1, 2020
Title Company
PREMIUM TITLE/CA INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
2758 LOTUS ST PLEASANTON CA 945888431, PLEASANTON, CA 94588-8431
Mortgage
Document Number
2004080199
Date
Apr 8, 2020
Instrument
2004080199
Lender
Name
GOOGAIN
Address
SUNNYVALE, CA 94086
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 7, 2050
July 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Jul 2, 2019
Property Address
3603 ESPLANADE CIR, FOLSOM, CA 95630-7380
Document Number
1907021093
Instrument Date
Jun 18, 2019
Instrument
1907021093
Transaction Type
Transfer
Record Updated
Jul 17, 2019
Title Company
PLACER TITLE COMPANY, PLACER TITLE CO.
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$418.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
2758 LOTUS ST PLEASANTON CA 945888431, PLEASANTON, CA 94588-8431
Mortgage
Document Number
1907021094
Date
Jul 2, 2019
Instrument
1907021094
Lender
Name
GOOGAIN
Address
SUNNYVALE, CA 94086
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 1, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 3603 Esplanade Cir was $4,859, up 2% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Municipality
Folsom City
Unified School District
Folsom-Cordova Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$423,890 (+2%)Land $145,014Building $278,876
2025
$4,859.00 (+1.99%)
$415,579Land $142,171Building $273,408
2024
$4,764.00 (+1.64%)
2023
$4,687.00 (+1.41%)
$399,444Land $136,651Building $262,793
2022
$4,622.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 3603 Esplanade Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3603 Esplanade Cir is moderate, ranking above 40% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source
Surface water
Last State Inspection
Feb 2025
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025