3603 Bernay Dr, Northbrook, IL 60062 Property Records

Cook County property record for 3603 Bernay Dr, Northbrook, IL 60062

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 3,176 sqft · built 1974
Lot Size0.279 acres (12,150 sqft)
OwnerIndividual Name on Record
Last Sale$291,000 (May 2002)
Tax Bill$13,893 (2023)
Deeds & MortgagesAug 2026 Line of Credit
Jul 2026 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN04-06-409-001

Property Details

APN / Parcel Number

Primary APN04-06-409-001
Alternative APN
  • 04-06-409-001-0000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,176 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,150 sqft (0.279 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3603 BERNAY DR
CityNORTHBROOK
StateIL
Zip60062-2220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(CHARLEMAGNE) (UNIT4) SUB IN EH SE SEC 06-42-12
Legal Range12E
Legal Township42N
Legal Section06
Legal SubdivisionCHARLEMAGNE UNIT4
Legal Lot Number421
Legal Unit4
JurisdictionCOOK IL
Township / Civil DivisionNORTHFIELD
Census Block Group2
Census Block2004
Census Tract801601

Owner

Source: Cook County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3603 BERNAY DR, NORTHBROOK, IL 60062-2220
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed of Trust, Mortgage · Line of Credit
KEYBANK USA
Jul 1, 2026Quit Claim Deed, Transfer
COVIUS SETTLEMENT SERVICES LLC, COVIUS SERVICES
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK
Mar 17, 2020Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK
Feb 2, 2019Deed of Trust, Mortgage · Line of Credit
CITIBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2002 · Amount on Record
Deed SaleMay 23, 2002 · Amount on Record
Deed Document Number200290262
Last Transfer DateJun 11, 2026
Transfer Doc0000025056
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateAug 10, 2026
Property Address3603 BERNAY DR, NORTHBROOK, IL 60062-2220
Document Number0000016018
Instrument DateJul 28, 2026
Instrument202616018
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyACCURATE TITLE COMPANY LLC, ACCURATE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3603 BERNAY DR, NORTHBROOK, IL 60062-2220

Mortgage

Document Number0000016018,
DateAug 10, 2026
Instrument202616018
Lender
NameKEYBANK USA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 3, 2056
Interest
Rate6.43%
Max Rate-1%

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateJul 1, 2026
Property Address3603 BERNAY DR, NORTHBROOK, IL 60062-2220
Document Number0000025056
Instrument DateJun 11, 2026
Instrument202625056
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SERVICES

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3603 BERNAY DR, NORTHBROOK, IL 60062-2220

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address3603 BERNAY DR, NORTHBROOK, IL 60062-2220
Document Number2034562054
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3603 BERNAY DR NORTHBROOK IL 600622220, NORTHBROOK, IL 60062-2220

Mortgage

Document Number2034562054
DateDec 10, 2020
Instrument34562054
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 9, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address3603 BERNAY DR, NORTHBROOK, IL 60062-2220
Document Number2010607071
Instrument DateMar 17, 2020
Transaction TypeMortgage
Record UpdatedApr 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3603 BERNAY DR NORTHBROOK IL 600622220, NORTHBROOK, IL 60062-2220

Mortgage

Document Number2010607071
DateApr 15, 2020
Instrument10607071
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 14, 2050
Interest
Rate TypeAdjustable Rate

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address3603 BERNAY DR, NORTHBROOK, IL 60062-2220
Document Number1904208049
Instrument DateFeb 2, 2019
Transaction TypeMortgage
Record UpdatedFeb 21, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3603 BERNAY DR NORTHBROOK IL 600622220, NORTHBROOK, IL 60062-2220

Mortgage

Document Number1904208049
DateFeb 11, 2019
Instrument4208049
Lender
NameCITIBANK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 10, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNorthfield Township
MunicipalityNorthbrook Village
Elementary School DistrictNorthbrook Elementary School District 27 (KG - 08)
Secondary School DistrictNorthfield Township High School District 225 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$89,000 (+34.86%) Land $18,225 Building $70,775$890,000 (+34.86%) Land $182,250 Building $707,750
2023$13,893.00 (-1.45%)
2022$14,097.00 Homeowner's exemption$65,992 Land $18,225 Building $47,767$659,920 Land $182,250 Building $477,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims7 (1978–2013)
Claims Outside the SFHA6 of 7
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHBROOK
serves 34,200 people · EPA ID IL0312070
Water SourceSurface water
Last State InspectionApr 2023
Lead11 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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