3603 Ave O, Fort Pierce, FL 34947 Property Records

St. Lucie County property record for 3603 Ave O, Fort Pierce, FL 34947

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,116 sqft · built 1984
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Tax Bill$752 (2025)
Deeds & MortgagesJul 2026 Sale
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2405-601-0396-000-6

Property Details

APN / Parcel Number

Primary APN2405-601-0396-000-6
Alternative APN
  • 18665

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,116 sqft Living Area
Gross Area1,508 sqft
1st Floor Area1,116 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialOther
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area338 sqft
DrivewayConcrete Driveway
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area54 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number18665
Street Address3603 AVENUE O
CityFORT PIERCE
StateFL
Zip34947-1891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-4 COUNT
Legal DescriptionSUNLAND GARDENS BLK 22 W 1/2 OF LOT 6 AND ALL LOT 7 (0.28 AC)
Legal Range40E
Legal Township35S
Legal Section05
Legal SubdivisionSUNLAND GARDENS
Legal Block22
Legal Lot Number6
JurisdictionST LUCIE FL
Township / Civil DivisionFORT PIERCE
Census Block Group3
Census Block3061
Census Tract380902

Owner

Source: St. Lucie County records · APN 2405-601-0396-000-6

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3603 AVENUE O, FORT PIERCE, FL 34947-1891
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 30, 2021Deed of Trust, Mortgage
ST LUCIE COUNTY
Mar 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJul 05, 2026
Transfer Doc0005641480
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionST LUCIE FL
Recording DateJul 06, 2026
Property Address3603 AVENUE O, FORT PIERCE, FL 34947-1891
Document Number0005641480
Book / Page5499 / 2626
Instrument DateJul 05, 2026
Instrument20265641480
Transaction TypeTransfer
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3603 AVENUE O, FORT PIERCE, FL 34947-1891

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Property Address3603 AVENUE O, FORT PIERCE, FL 34947-1891
Transaction TypeMortgage
Record UpdatedDec 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047280247
DateNov 30, 2021
Book Page4728/247
Instrument4958253
Lender
NameST LUCIE COUNTY
TypeGovernment Agency
AddressFORT PIERCE, FL 34982
Agreement
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Property Address3603 AVENUE O, FORT PIERCE, FL 34947-1891
Document Number0044071282
Instrument DateMar 03, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3603 AVENUE O FORT PIERCE FL 349471891, FORT PIERCE, FL 34947-1891

Mortgage

Document Number0044071282
DateApr 09, 2020
Book Page004407/001282
Instrument4697445
Lender
NameMISCELLANEOUS GOVT AGCY
Address2300 VIRGINIA AVE, FORT PIERCE, FL 34982-5632
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Lucie County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$752.00 (+16.41%) Homeowner's exemption Widower's exemption$42,880 (-74.48%)$180,500 (+7.44%) Land $71,100 Building $109,400
2024$646.00 (+3.36%)
2023$625.00 (+6.66%) Additional exemption filed$168,000 (+327.69%) Land $64,300 Building $103,700$168,000 (+21.3%) Land $64,300 Building $103,700
2022$586.00 Homeowner's exemption Widower's exemption$39,281$138,500 Land $44,100 Building $94,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Lucie County (12111C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121113809023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims9 (2008–2017)
Claims Outside the SFHA7 of 9
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 269 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: Hotwire Communications, T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemFT. PIERCE UTILITIES AUTHORITY
serves 58,000 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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