36023 Cachagua Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 36023 Cachagua Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Rural Home
Details	1 ba · 1,800 sqft · built 2006
Lot Size	12.7 acres (554,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2003)
Tax Bill	$6,075 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`417-101-005-000`

Property Details

APN / Parcel Number

Primary APN	`417-101-005-000`
Alternative APN	`417-101-005`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	554,954 sqft

Location & Zoning

Old Parcel Number	417-101-005
Street Address	36023 CACHAGUA RD
City	CARMEL VALLEY
State	CA
Zip	93924-9481
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	VOL 2 PAR MAPS PG 109 OF POR SEC32 T17 R3 PAR C 12.744 AC & RW
Legal Tract	17
Legal Block	2
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	2
Census Block	2020
Census Tract	11002

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1204, CARMEL VALLEY, CA 93924-1204
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Oct 18, 2018	Deed of Trust, Mortgage PERKINS R T & M B TRUST (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2003 · Amount on Record
Deed Sale	Aug 15, 2003 · Amount on Record
Deed Document Number	200398652
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	36023 CACHAGUA RD, CARMEL VALLEY, CA 93924-9481
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36023 CACHAGUA RD, CARMEL VALLEY, CA 93924-9481

Mortgage

Document Number	0000008562
Date	Feb 4, 2021
Instrument	2021008562

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	36023 CACHAGUA RD, CARMEL VALLEY, CA 93924-9481
Document Number	0000048503
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36023 CACHAGUA RD CARMEL VALLEY CA 939249481, CARMEL VALLEY, CA 93924-9481

Mortgage

Document Number	0000048503
Date	Oct 22, 2018
Instrument	48503

Lender

Name	PERKINS R T & M B TRUST (RT)
Address	27570 MOONCREST DR, CARMEL, CA 93923-8535

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$579,176 (+2%) Land $434,491 Building $144,685
2025	$6,075.00 (+3.46%)	$567,821 (+4.04%) Land $425,972 Building $141,849
2023	$5,872.00 (+3.33%)	$545,774 Land $409,432 Building $136,342
2022	$5,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250

Cell Coverage

No cell data coverage reported

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