3602 Watercrest Rd, Killeen, TX 76549 Property Records

Bell County property record for 3602 Watercrest Rd, Killeen, TX 76549

Property Summary

Property Type	Commercial
Details	6,300 sqft · built 2019
Lot Size	0.883 acres (38,463 sqft)
Owner	Company Name on Record
Last Sale	$1,062,500 (Mar 2021)
Tax Bill	$18,377 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0159488733`

Property Details

APN / Parcel Number

Primary APN	`0159488733`
Alternative APNs	`471641` `520421`

Interior

Stories	1 Story
Building Area	6,300 sqft Gross Area
1st Floor Area	6,300 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Flat
Roof Material	Metal
Lot Area	38,463 sqft (0.883 acres)
View / Lot	Commercial

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3602 WATERCREST RD
City	KILLEEN
State	TX
Zip	76549-7333
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	CHANG ADDITION, BLOCK 001, LOT 0001, 0.883AC
Legal Subdivision	CHANG ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	1
Census Block	1010
Census Tract	23113

Owner

Source: Bell County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	303 E VETERANS MEMORIAL BLVD, KILLEEN, TX 76541-7145
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK
Mar 18, 2021	Vendor's Lien, Transfer · Commercial Mortgage BANCORPSOUTH BANK
Oct 25, 2019	Loan Modification, Mortgage TEXAS FIRST ST BK
Jul 25, 2019	Loan Modification, Mortgage TEXAS FIRST ST BK
Jan 25, 2019	Loan Modification, Mortgage TEXAS FIRST ST BK
Jan 25, 2018	Deed of Trust, Mortgage TEXAS FIRST ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Deed Document Number	202116284
Prior Transfer Date	Mar 16, 2021
Prior Transfer Doc	0000016284
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Apr 27, 2026
Property Address	3602 WATERCREST RD, KILLEEN, TX 76549-7333
Document Number	0000020141
Instrument Date	Apr 24, 2026
Instrument	202620141
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2515 BARGELLO ST, HARKER HEIGHTS, TX 76548-3103

Mortgage

Document Number	0000020141,
Date	Apr 27, 2026
Instrument	202620141

Lender

Name	CITIZENS NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 24, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 18, 2021
Property Address	3602 WATERCREST RD, KILLEEN, TX 76549
Document Number	0000016284
Map Reference	DOC 2016-120
Instrument Date	Mar 16, 2021
Instrument	2021016284
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	CAROTHERS ABSTRACT AND TITLE, CAROTHERS ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2703 HEZEKIAH DR, KILLEEN, TX 76542-4598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E VETERANS MEMORIAL BLVD, KILLEEN, TX 76541-7145

Mortgage

Document Number	0000016286
Date	Mar 18, 2021
Instrument	2021016286

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	3602 WATERCREST RD, KILLEEN, TX 76549
Document Number	0000052473
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 HEZEKIAH DR KILLEEN TX 765424598, KILLEEN, TX 76542-4598

Mortgage

Document Number	0000052473
Date	Nov 15, 2019
Instrument	52473

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	KILLEEN, TX 76543

Agreement

Amount	Amount Recorded

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	3602 WATERCREST RD, KILLEEN, TX 76549
Document Number	0000035401
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 HEZEKIAH DR KILLEEN TX 765424598, KILLEEN, TX 76542-4598

Mortgage

Document Number	0000035401
Date	Aug 9, 2019
Instrument	35401

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	KILLEEN, TX 76543

Agreement

Amount	Amount Recorded

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	3602 WATERCREST RD, KILLEEN, TX 76549
Document Number	0000004136
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 HEZEKIAH DR KILLEEN TX 765424598, KILLEEN, TX 76542-4598

Mortgage

Document Number	0000004136
Date	Feb 4, 2019
Instrument	4136

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	KILLEEN, TX 76543

Agreement

Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3602 WATERCREST RD, KILLEEN, TX 76549
Document Number	0000003181
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000003181
Date	Jan 26, 2018
Instrument	3181

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	WACO, TX 76702-2524

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Killeen City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,377.00 (+8%)	$914,629 (+1.75%) Land $27,673 Building $886,956	$914,629 (+1.75%) Land $27,673 Building $886,956
2023	$17,016.00 (-21.9%)	$898,929 Land $27,673 Building $871,256	$898,929 Land $27,673 Building $871,256
2022	$21,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP.

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