3602 Truman Dr, Norman, OK 73072 Property Records

Cleveland County property record for 3602 Truman Dr, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,742 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$3,146 (2024)
Deeds & Mortgages	May 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0168389`

Property Details

APN / Parcel Number

Primary APN	`R0168389`
Alternative APNs	`NC29INDV1 2 10001` `168389`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,742 sqft Living Area
Gross Area	2,207 sqft
1st Floor Area	1,742 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	465 sqft
Porch	Porch
Porch Area	20 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	168389
Street Address	3602 TRUMAN DR
City	NORMAN
State	OK
Zip	73072-8312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDEPENDENCE VALLEY 1 LOT 10 BLOCK 2
Legal Range	02W
Legal Township	08
Legal Section	17
Legal Subdivision	INDEPENDENCE VALLEY 1
Legal Block	2
Legal Lot Number	10
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1011
Census Tract	201205

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3602 TRUMAN DR, NORMAN, OK 73072-8312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM HM MTG
Jun 9, 2017	Warranty Deed, Transfer · VA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021
Deed Sale	Jul 7, 2021
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	202128519
Deed Book / Page	6273 / 805
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	3602 TRUMAN DR, NORMAN, OK 73072-8312
Document Number	0000015116
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 TRUMAN DR NORMAN OK 730728312, NORMAN, OK 73072-8312

Mortgage

Document Number	0000015116
Date	May 18, 2020
Book Page	006057/000967
Instrument	15116

Lender

Name	FREEDOM HM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 17, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jun 9, 2017
Property Address	3602 TRUMAN DR, NORMAN, OK 73072-8312
Document Number	0000018617
Book / Page	005686 / 000899
Instrument Date	Jun 6, 2017
Instrument	18617
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 TRUMAN DR NORMAN OK 730728312, NORMAN, OK 73072-8312

Mortgage

Document Number	18618
Date	Jun 9, 2017
Book Page	RB5686/000901
Instrument	18618

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$27,051 (+8.15%) Land $3,243 Building $23,808	$283,006 (+18.63%) Land $33,927 Building $249,079
2024	$3,146.00 (+4.76%)
2023	$3,003.00	$25,012 Land $3,740 Building $21,272	$238,566 Land $35,680 Building $202,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
OEC Fiber Fiber	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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