3602 Toyon St, Clearlake, CA 95422 Property Records

Lake County property record for 3602 Toyon St, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	2 bd · 0.5 ba · 948 sqft · built 1963
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Mar 2020)
Tax Bill	$2,249 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`039-632-200-000`

Property Details

APN / Parcel Number

Primary APN	`039-632-200-000`

Interior

Bedrooms	2 Beds
Full Baths	0.5 Baths
Building Area	948 sqft Living Area

Exterior

Year Built	Built 1963
Construction Type	Wood
Lot Area	5,227 sqft (0.119 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3602 TOYON ST
City	CLEARLAKE
State	CA
Zip	95422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEARLAKE WOODLANDS
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	1
Census Block	1043
Census Tract	703

Owner

Source: Lake County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 3041, CLEARLAKE, CA 95422-3001
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 16, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MTG
Sep 18, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Feb 16, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	2020003654
Record Updated	Jun 7, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	3602 TOYON ST, CLEARLAKE, CA 95422
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 TOYON ST, CLEARLAKE, CA 95422

Mortgage

Document Number	0000014429
Date	Oct 27, 2022
Instrument	2022014429

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Jul 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	3602 TOYON ST, CLEARLAKE, CA 95422
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3041, CLEARLAKE, CA 95422-3041

Mortgage

Document Number	0000016797
Date	Oct 5, 2021
Instrument	2021016797

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jul 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	3602 TOYON ST, CLEARLAKE, CA 95422
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3041 CLEARLAKE CA 954223041, CLEARLAKE, CA 95422-3041

Mortgage

Document Number	3655
Date	Mar 19, 2020
Instrument	3655

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Sep 18, 2018
Property Address	3602 TOYON ST, CLEARLAKE, CA 95422
Document Number	0000011880
Instrument Date	Aug 28, 2018
Instrument	11880
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$63.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3602 TOYON ST CLEARLAKE CA 95422, CLEARLAKE, CA 95422

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE CA
Recording Date	Feb 16, 2018
Property Address	3602 TOYON ST, CLEARLAKE, CA 95422
Document Number	0000001777
Instrument Date	Feb 9, 2018
Instrument	1777
Transaction Type	Foreclosure
Record Updated	Mar 28, 2018

Transaction

Amount	Amount Recorded
Tax	$65.28
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,249.00 (+2.46%)	$185,916 (+4.04%) Land $21,871 Building $164,045
2023	$2,195.00 (+5.28%)	$178,699 Land $21,023 Building $157,676
2022	$2,085.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Feb 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER CO.-CLEARLAKE SYSTEM private · serves 4,623 people · EPA ID CA1710002
Water Source	Surface water
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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