Whiteside County property record for 3602 River Rd, Sterling, IL 61081
| Property Type | Commercial |
|---|---|
| Lot Size | 3.82 acres (166,661 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,417,500 (Jul 2016) |
| Tax Bill | $47,987 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1114276035 |
| Primary APN | 1114276035 |
|---|---|
| Alternative APN |
|
| Units | 56 Units |
|---|
| Lot Area | 166,661 sqft (3.82 acres) |
|---|
| Account Number | 86040 |
|---|---|
| Street Address | 3602 RIVER RD |
| City | STERLING |
| State | IL |
| Zip | 61081-4275 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PT SE NE SEC 14 TWP 21 RNG 7 |
| Legal Range | 07E |
| Legal Township | 21N |
| Legal Section | 14 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 900 |
3602 River Rd, a commercial property, is owned by a company that bought it in July 2016.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 751, STREAMWOOD, IL 60107-0751 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2016 · Amount on File |
| Deed Sale | Jul 12, 2016 · Amount on File |
| Prior Sale | Jan 6, 2006 · Amount on File |
| Deed Document Number | 20163801 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 3602 RIVER RD, STERLING, IL 61081-4275 |
| Document Number | 0000001481 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 115 E IRVING PARK RD #751 STREAMWOOD IL 601073856, 751, STREAMWOOD, IL 60107-3856 |
| Document Number | 0000001481 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 1481 |
| Name | FIRST MIDWEST BK/DEERFIELD |
|---|---|
| Type | Bank |
| Address | 1 PIERCE PL # 1500, ITASCA, IL 60143-1234 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3602 River Rd was $47,987.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,987.00 | $472,453 Land $28,458 Building $443,995 | |
| 2024 | $1,417,359 Land $85,374 Building $1,331,985 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3602 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3602 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Rise Broadband, Verizon.
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